How Much Does a Midwife Cost?
A midwife is a healthcare professional who aids a woman during a pregnancy, through the labor and delivery, and in the post-partum recovery. Although this is a cheaper alternative to a hospital birth, most people who choose to use a midwife do not do so because of the cost. A midwife can do just about everything an OB-GYN can do, but they can do it in the comfort of your own home. A midwife is often confused with a doula. However, a doula is only there to provide support for the mother; while a midwife can offer emotional support as well can perform the birth. The cost of a midwife is going to greatly vary depending upon the geographical location, the complexity of the birth, the number of visits and other various factors.
How much does a midwife cost?
- Most midwives will charge a flat fee for their service, although some may charge per visit. The flat fee can greatly vary from $1,500 to as much as $5,000 for the complete birthing process. This is going to cover everything all the way from the prenatal care to the birth of the child.
- There are some insurance policies that will cover a midwife service. Be sure to check your insurance policy to see if something such as this would be covered.
- According to the website Home-Birth-Guide, the cost of a midwife can range anywhere from $1,500 to as much as $3,000 for the entire homebirth.
- According to an article on the website OffBeatMama.com, users have claimed that they paid anywhere from $2,000 to as much as $6,000 for their entire birthing process.
What are the extra costs?
- Any lab work that needs to be done, such as blood work, will be done outside of the midwife’s fees.
- Each ultrasound will also be considered an additional expense. The typical ultrasound can vary anywhere from $200 to $400 without any type of insurance. See: “How much does an ultrasound cost?“
- Any additional birth supplies or a tub rental can be considered an additional cost.
- If the birth has complications and a cesarean section needs to be performed, the midwife will send you to a local hospital to have the procedure done. A c-section can cost upwards of $25,000 without any type of insurance.
What is going to be included?
- A midwife is going to visit on a consistent basis in your home or office throughout your pregnancy. During these visits, the midwife will perform all the exams and checkups and even screen throughout the entire pregnancy.
- Some birthing centers may include an all-in-one package that will include everything such as the blood work, ultrasound, and even prenatal vitamins.
Tips to know:
- Many health insurance policies will not cover something such as this. If you choose to use a midwife, you may have to pay out of pocket.
How can I save money?
- Midwife fees are not always set in stone. In fact, many are more than willing to barter. Consider bartering to see what kind of deal you can get.
- Because midwives are becoming so common, you can probably find quite a few in your area. Research the price as well as the reputation of each of these services before making a decision.
- Going with a midwife will already save you a good amount of money, especially if you do not have insurance. Since the average birth can cost anywhere from $6,000 to as much as $25,000 without insurance, this is a great way to save more than 50 percent.
- Paying full in cash before the birth even starts can often lead to a significant discount, sometimes as high as 20 percent.