How Much Does Baby Delivery Cost?

Because of the wide range of issues concerning child birth, the cost for something like this can only be estimated.  There are many things that can have an effect on the actually cost, such as whether it was a natural birth or Cesarean; whether or not there were any kind of complications; whether or not the mother received an epidural; whether the mother’s room is private or shared; and many other factors.  Although the cost of some of these things can be discussed before the birth of the baby, others can only be guessed and the total bill may be much different from what you expected.

In his hospital bassinet (enhanced) by SmartGoat, on Flickr
In his hospital bassinet (enhanced)” (CC BY 2.0) by  SmartGoat

How much does it cost to deliver a baby?

What is going to be included?

What are the extra costs?

Tips to know:

Baby delivery questions to ask:

How can I save money?

How can I compare prices?


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Average Reported Cost: $4102.86

100 %
0 %
Less Expensive $1 $1.5K $3K $5K $6.5K More Expensive $8k

How much did you spend?

Was it worth it?  

  1. Laurie (Cumberland,  Virginia) paid $6000 and said:

    I had no complications and an epidural. My OB bill was around $2,500 and the hospital bills seemed to never end. I have received a bill for the anesthesiologist, the hospital and more. The total is easily $6,000 WITH insurance.

    Was it worth it? Yes

  2. Jane (Ansley,  Nebraska) paid $20 and said:

    My husband is in the military and our bill was less than $20.

    Was it worth it? Yes

  3. Rhonda (Colorado City,  Colorado) paid $0 and said:

    Was in labor for close to two days and even had a C-section even though this wasn’t what was planned. I went through everything and thank the lucky stars my insurance was able to cover all of it.

    Was it worth it? Yes

  4. Kate (Long Island,  New York) paid $2500 and said:

    I had a natural childbirth along with my midwife. Even though my midwife couldn’t accept insurance, my insurance covered most of my hospital bill.

    Was it worth it? Yes

  5. Elena (Canton,  Ohio) paid $7000 and said:

    First off, my insurance is garbage. The deductible is high but that is a whole another story. I went into the hospital with a planned c-section and I was in the hospital for about 4 days. All in all, my total including myself and baby was about 7K!! This was two years ago and I’m still paying on the stupid hospital payment plan.

    Was it worth it? Yes

  6. Nancy (Coldwater,  Michigan) paid $6200 and said:

    First off, I envy those who had insurance that covered everything. My insurance ins’t the greatest since my deductible is close to $10,000. Because my insurance started in the middle of my birth, I was slapped with a good chunk of bills totaling at least $6,000.

    Was it worth it? Yes

  7. Lynn (Madison,  Wisconsin) paid $7000 and said:

    Be sure to check your bills as I was able to find an error that would have cost me close to $800! You will get a ton of bills so be sure to keep everything in check.

    Was it worth it? Yes

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