How Much Does the NICU Cost?
The NICU, known as the Neonatal Intensive Care Unit, is a section of the hospital that specializes in caring for premature infants and other infants with serious illnesses. Although expecting mothers make every effort to stay healthy throughout the pregnancy to make sure they have a healthy baby, things can still go wrong during or after the birth. In these situations, the baby’s life can be in serious danger. The NICU is there to help in these cases.
How much is it?
- NICU is usually charged daily and the price would usually depend on the type of care is needed to be given to the baby. Another factor affecting the price is the hospital which is caring for the child. On average, each night in the NICU can cost anywhere from $1,200 to as much as $3,000 per night without any type of health insurance.
- Most, if not all, health insurance providers will cover a baby visit in the NICU as long as the child is added to the health insurance policy right away. Since all health insurance providers are different, it is best to talk with your insurance provider to know what will be covered.
- The website Ncbi.nlm.nih.gov provides information regarding the NICU; the cost according to them can reach $1,800 to $2,500 per night of care.
- ASPE.gov is another site that provides information regarding NICU costs. The site reports that the cost of placing your baby in NICU can range anywhere from $1,450 to $2,100 per night.
What is going to be included?
- There are several conditions that can cause a baby to need to be placed in the NICU of a hospital. They are brought to this area if the baby is born prematurely, if there are difficulties that occurred during the baby’s delivery, or if there are any signs of problems in the first few days of life.
- There will be a group of nurses that will be taking care of the baby while it is in the care of the NICU. A charge nurse, primary nurse and neonatal nurse practitioner will be looking after the baby. On average, there can be one nurse per two or three babies depending on hospital policy.
- Depending on the condition, the baby may need to stay in the NICU for a few days or even several months.
What are the extra costs?
- There are several life saving tools that need to be used in order to sustain the condition of the baby in the NICU. These equipment can include incubators as well as ventilators. Babies are also hooked up to devices that monitor blood pressure and blood oxygen rates.
- If the current hospital in which your baby was born does not have the adequate medical services to provide health care for your baby, he may have to be transported to another hospital either by ambulance or air. Transportation from one hospital to another will be an added cost.
Tips to know:
- NICU is available in almost every hospital that provides child delivery services. They will place the baby in this type of care with the consent of the parents to make sure that they baby survives.
- You should skip anything that will damage the health of the baby while they are being nourished in the mother’s body. Stay away from alcoholic drinks and stop smoking to avoid risking your baby’s life.
How can I save money?
- Health insurance providers usually assist with the financial matters involved when the baby is placed in NICU. Before you reach the final month of the pregnancy, check with your insurance company to see what type of coverage they can provide to lessen the total cost in case something goes wrong with the birth. If you do not have a health insurance provider, highly consider using services such as eHealthInsurance.com to find a policy that fits your individual needs.
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