How Much Does a Mobile Notary Cost?
If you need to get a document notarized, you may not have the time to run up to a bank or a specific location to have the task done. Thankfully, there are notaries who are willing to come to your location. A mobile notary can perform the same tasks as a notary at a bank could do and the only difference is that they will come to you, saving you a lot of time. The cost of a notary will really depend on the company, the amount of work that may have to be done, the geographical location and how far they have to travel.
How much is it?
- Most states will set restrictions when it comes to charging a customer. A notary without the travel fees will usually cost $0 to $10. However, when you factor in the travel expenses, plan on budgeting around $15 to $30 for a flat fee, plus an additional $0.30 to $0.50 per mile they have to travel. Usually, if you are within 25 miles of their location, it is going to be around $25 to $40 for the travel expenses only.
- For example, NationalNotary.org claims that in Maryland, notaries may charge 31 cents a mile, plus a flat fee of $5.
- Championmobilenotary.com, located in California, charges $65 for the first 30 miles. Any travel that goes over the 31 miles will be charged $1.25 per mile.
What is going to be included?
- A notary is able to notarize documents, help with residential and commercial loan signings, purchases, refinancing, seller signings, the power of attorney, leases, deeds of trusts and e-documents.
- A mobile notary is able to travel to their client. On average, they can make 8 to 10 stops a day.
- Before the documents are signed, the notary will need to see identification from every party signing. If you fail to show your identification, the notary will not be able to notarize the documents since your ID will not match the signatures on the documents.
- Depending on the document, a notary will be able to witness you sign documents and help you sign documents. This includes helping to explain what exactly you are signing and why it is important. Before the documents are signed, the notary will review it to make sure that everything is in order. Once the documents have been signed, a notary will stamp his seal of approval, along with his notarized signature. The signature label will have a seal that proves you went to a notary public. This will make your documents more official and more likely to hold up in court if that is ever necessary.
What are the extra costs?
- Acknowledgements, oaths, and affirmations can be an additional fee on top of the initial notarized document.
- If loan documents have to be signed, this can add an additional $100 or so to the total, per set. For every additional set, the cost per set may go down.
- Most mobile notaries will work between certain hours. If you want their services in the after hours, be prepared to spend up to 30% more. Typically, after 5 p.m. and weekends are when the premium rates will go into effect.
- Cancellations within 48 hours can often result in losing your initial payment.
- Copies and deliveries can be extra.
- If the notary has to wait, it can cost upwards of $1 to $2 per minute.
Tips to know:
- Always get everything in writing before a notary comes to your home. Long distance travels can rack up the bill pretty fast. If you can ahead of time, figure out how many miles the notary is going to have to travel.
- If you do not know where to find a mobile notary, 123Notary.com can help you find one in your state.
- Know your state laws. Every state is going to have a maximum they can charge, including travel fees. Make sure that you are not getting ripped off.
How can I save money?
- 100 percent of the time, it is going to be cheaper to go the notary directly. Most banks are more than happy to provide this service for free as long as you are a customer.
- Most mobile notaries will offer discounts to those who have a large number of documents that need to be signed. They may also offer lower rates to repeat or regular customers.
- Compare the rates with at least three notaries. Most of them are going to vary with their travel charges. If you are insistent on getting someone that is mobile, make sure you find someone as close as possible.