How Much Does a BJ Membership Cost?

Written by: Staff

BJ’s Wholesale Club is a membership-only warehouse club chain, similar to Costco and Sam’s Club.

BJ’s Wholesale Middleburg Heights by Nicholas Eckhart, on Flickr
BJ’s Wholesale Middleburg Heights” (CC BY 2.0) by  Nicholas Eckhart

How much does a BJ’s membership cost?

BJ’s offers two membership options, similar to other wholesale clubs, and the cost is dependent upon which membership you choose.  The Inner Circle card costs $50 a year, whereas the BJ’s Perks Rewards membership will cost $100 a year.

These prices are often discounted, however, depending on the time of the year.  Occasionally, you can find a membership for up to 50 percent off on, for example.

BJ’s membership overview

The club offers two membership options:  the Inner Circle membership or the BJ’s Perks Rewards card.  The Inner Circle membership offers one primary membership card and a household card supplied at no extra cost.  Up to three supplemental memberships can be purchased for the same household.  A business membership includes one primary business card and one business free supplemental card, provided at no extra charge.  Up to eight supplemental business cards can be bought.  The BJ’s Perks Reward card offers the same perks as the Inner Circle card, but with every purchase made in the club and at, you will receive 2 percent cash back.

All members, according to the company, will enjoy up to 25 percent off grocery store prices, fresh choices, exclusive club brands, coupons, low gas prices and over 20 exclusive services.

What are the extra costs?

Members who apply for supplemental memberships beyond the first two members for a personal membership are required to pay $30 for each member.  Up to three supplemental members are allowed for each BJ’s Wholesale Club member.

Tips to know:

BJ’s Wholesale Club does offer a One Day Shopping Pass for non-members.  A 20% surcharge is applied, with the exception of alcohol, to purchases made by non-members.

The warehouse club accepts a variety of payment methods, including Visa®, BJ’s Visa® Card, MasterCard® Card, American Express® and Discover® Network.  The payment options are accepted both at BJ’s Warehouse Clubs and for online shopping at  Cash, checks, debit cards and EBT are accepted in the club’s physical locations.

BJ’s Warehouse Clubs accepts manufacturers’ coupons for goods bought in any of the club locations where the product is sold.  The club may limit the number of coupons redeemed per item and per transaction, however.

How can I save money?

Consider upgrading your membership before the expiration date.  The fee is $15 if upgraded three months prior to expiration, $25 if six months prior or $40 if nine months prior.

Use BJ’s in-Club coupons as well as manufacturer’s coupons when making purchases.  Go to the official website to see which BJ’s and manufacturer coupons are available for the month.

BJ’s offers two credit card options that can offer up to 5 percent cash back on BJ’s purchases.

If you plan on shopping online, consider using to get cash back on your purchase.

Advertising Disclosure: This content may include referral links. Please read our disclosure policy for more info.


Average Reported Cost: $0

0 %
0 %
Less Expensive $1 $1.5K $3K $5K $6.5K More Expensive $8k

How much did you spend?

Was it worth it?  

About Us | Contact Us | Privacy Policy | Amazon Affiliate Disclosure
Copyright © 2022 | Proudly affiliated with the T2 Web Network, LLC
The information contained on this website is intended as an educational aid only and is not intended as medical and/or legal advice.