CarShield Cost per Month

Written by: Staff

CarShield, an extended vehicle service protection service, claiming to be USA’s #1 auto protection provider, offers a wide range of vehicle service plans, protecting car owners in the case of a pricey repair.

CarShield Cost per Month
Driving home” (CC BY 2.0) by Marvin Kuo

How much does CarShield cost?

The cost of CarShield will depend on a few factors, such as the type of car you drive, the type of policy you want, what you want to be protected and how much you use the car.  With a variety of factors involved, it’s hard to pinpoint an exact price, but we are able to offer an estimate based on what others shared online but do keep in mind that the company will connect you with a third-party company and will not offer the plans themselves.  To know, for certain, what you may be charged, you can either request a free quote via the button at the top of their official website or call 1-800-974-9385 for more information.

From most of the insurance quotes we did find online, we noticed the range to be in the $125 to $225+ a month, with a small $200 to $300 deposit in the beginning to activate your account.  In the table below, we went ahead and listed some of the quotes we did find online:

Car Make/ModelQuoted
2007 Lexus LS 260L$158/mo with $172 deposit
2004 Chevy Silverado$134/mo
Unknown$200/mo plus $300 activation fee
Unknown$181/mo plus $300 down payment, but was later dropped to $125/mo
2011 Chevy Impala$138/month

Protection plan offerings

New Car: Similar to that a new car manufacturer warranty, this protection plan is designed to cover everything from engine to transmission failure to fuel pump and starter breakdowns.  According to the official checklist, this would include coverage for the engine, transmission, drive axle, transfer case, A/C, fuel delivery system, fuel injector, fuel pump, steering, suspension, brake system, electrical, wiring harness, instrument cluster, GPS, factor audio, starter, alternator, power windows, water pump and radiator.

Comprehensive:  The best option, according to the company, for those who are already driving a car with miles on it.  This protection policy will protect the engine, transmission, A/C, electrical components, starter, fuel pump, water pump and more.  According to the checklist, once again, everything in included just like new car protection plan, with the exception of the wiring harness.

Power Train+:  A coverage option for both major and minor vehicle parts, including the engine, transmission, alternator, starter, air conditioner and power windows.  Checking the checklist, this plan would cover the engine, transmission, drive axle, transfer case, A/C, fuel delivery system, fuel pump, starter, alternator, power windows and the water pump.

Power Train:  Said to be the most affordable option by the company, this plan will cover the most important parts of the car, including the engine, drive axle, transfer case, water pump and the transmission.

Motorcycle:  Similar to that of the vehicle protection plans, the motorcycle warranty plans offer similar comprehensive and powertrain plans, plus options for an additional offroad vehicle such as an ATV.

To learn more about the inclusions in each protection plan, refer to the company’s official protection plan page.

How does it work?

CarShield does not offer the warranty, as per the FAQ; instead, they are considered to be a nationwide company that will connect you with a leading third-party administrator, working with companies such as American Auto Shield and United Car Care, to name a few.  When you first work with the company, they will ask you a series of questions and then determine which company would be best for your situation.

CarShield reviews

The business, not BBB accredited, had more than 350+ reviews, with an F BBB rating.  Most people complained about advertising/sales issues, billing issues and problems with the service.  Our website doesn’t recommend focusing on the BBB as the company itself has been under investigations in the past using extortion-type practices.  We just linked to the page to offer you an idea as to what customers were complaining about.

Yelp reviewers gave the company an average 1.5 stars out of five, with most complaining about the unethical business practices and advertising methods.

We did find other review websites, which we will not name due to their own unethical practices, gave the company high remarks, but it’s hard to confirm or recommend these reviews since the companies in question often offer great reviews to companies that participate in the website’s business programs.  While the company isn’t a scam in our eyes, just make sure you read the contract in full when the company connects you with a third party company to know what’s covered in the future.

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Average Reported Cost: $180

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Less Expensive $1 $1.5K $3K $5K $6.5K More Expensive $8k

How much did you spend?

Was it worth it?  

  1. Rosa L. (Sandersville,  Georgia) paid $360 and said:

    For the repairs for a 1995 truck. It is going to cost me $336 for these pairs to be put on.

    Was it worth it? Yes

  2. Shane (Arlington,  Virginia) paid $ and said:

    Understand that if they pay out more than they take in, like any insurance company, they will go out of business. So they have to minimize their risk, maximize their income, and use lawyers to fight as many claims as they can. If you can’t accept that, don’t sign up.

    Was it worth it? Yes

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