How Much Does a Home Warranty Cost?

A home warranty, similar to any other warranty available, is going to protect you from unnecessary expenses inside your home.  So for example, if your air conditioner or refrigerator breaks down, there is a good chance that your home warranty is going to cover the necessary expenses as long as the warranty is active.

A home warranty is different from home insurance.  Insurance usually only covers things such as flood damage, fire damage, or a burglary, for example, whereas a home warranty covers things inside the home such as appliances, the air conditioner and just about anything that may fail.

House by www.metaphoricalplatypus.com, on Flickr
House” (CC BY 2.0) by www.metaphoricalplatypus.com

 How much does a home warranty cost?

Home Warranty CompanyPremium Average
2-10 Home Warranty Company$300 to $600
365 Home Warranty$350 to $500
America's Preferred Home Warranty$499
American Home Guardian$350 to $550
American Home Shield (AHS)$250 to $500
Americas First Choice Home Warranty$400 to $500
Choice Home Warranty$350 to $500
Fidelity National Home Warranty$350 to $450
First American Home Warranty$300 to $500
HMS Home Warranty$350 to $500
Home Service Club$100 to $150
Home Warranty of America$275 to $550
Landmark Home Warranty$400 to $650
Old Republic Home Warranty$250 to $500
OneGuard Home Warranty$350 to $600
Select Home Warranty$300 to $500
Total Protect Home Warranty$250 to $600

Factors that affect the price:

What is going to be included?

What are the extra costs?

Tips to know:

How can I save money?


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