How Much Does a Credit Card Cost?

Although using credit cards too liberally can greatly increase your debt, credit cards can be helpful in many ways.  They are safer than carrying cash, more convenient than writing a check, and they allow you to pay bills over the phone or internet rather than having to mail them.  Credit cards can also be good in case of emergency, such as a broken down car or sickness.  Be careful when using credit cards, however, as it is easy to lose track of what you’re spending.

Credit Cards by Sean MacEntee, on Flickr
Credit Cards” (CC BY 2.0) by  Sean MacEntee

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Average Reported Cost: $0

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Less Expensive $1 $1.5K $3K $5K $6.5K More Expensive $8k

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