How Much Does an Annual Physical Exam Cost?

While some say that an annual physical “yields too few benefits for its cost” (, some insurance companies still require policyholders to get them.  An annual physical will check certain vitals and do a few simple tests in an attempt to detect signs of danger early enough to prevent potential health problems.  Certain companies may also require annual physicals, especially if your job requires physical exertion to any extent.  If it is required by your insurance, then the insurance should cover the cost minus your deductible.  If it is required by the company for which you work, you may have to check with your insurance company to confirm coverage.

office visit by thart2009, on Flickr
office visit” (CC BY 2.0) by thart2009

How much does a physical cost?

What is going to be included?

What are the extra costs?

Tips to know

How to compare prices:

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Average Reported Cost: $358.5

100 %
0 %
Less Expensive $1 $1.5K $3K $5K $6.5K More Expensive $8k

How much did you spend?

Was it worth it?  

  1. Bill (Topeka,  Kansas) paid $0 and said:

    My insurance covered it, and I think most others cover as well.

    Was it worth it? Yes

  2. Roxana paid $1000 and said: said:

    My insurance covered it but I’m trying to find out what the average is.. i feel like 1000 is too much for a physical since my son is 5 and it was a school physical.

    Was it worth it? Yes

  3. KM (Avon,  Ohio) paid $210 and said:

    $210.oo for annual physical without insurance.
    $72.00 for an EKG

    Was it worth it? Yes

  4. Beth (Millsboro,  Delaware) paid $224 and said:

    Office submitted as office visit NOT physical. I have asked two times that it be resubmitted correctly.

    Was it worth it? Yes

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