How Much Does Instant Checkmate Cost?

Written by: Staff

Instant Checkmate is a public records search service, allowing you to search social media, police records, civil judgments, background checks and much more instantly as long as the person lives in the United States.  To start, the company asks for the person’s first and last name, city and location, and with this information, they will pull information from multiple sources and create an easy-to-read background check report.

At the time of this publishing, the website claims to have processed more than 1.3 billion searches, which continues to grow as of today.

How Much Does Instant Checkmate Cost?
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How much does Instant Checkmate cost?

At the time of this publishing, the company offers two basic membership plans, with each plan billed up front for the entire term selected, and like most recurring subscription services, your credit card will continue to be billed by default until you cancel your service.  In order to cancel your membership once you subscribe, you will either have to email the company, call their toll-free line or submit an online request form.

Since the website isn’t straightforward with its fees and makes you wait quite a long time as you research the individual, the prices can be hard to find right away.  Sadly, in order to see the costs, you will need to run person’s name through the system, which, in some cases, can take as long as 10 minutes to do so.  To save you the time, we ran a report on a sample subject and were able to find the prices, which we note below inside of the table.

1 month of unlimited reports$34.78 a month
3 months of unlimited reports$27.82 a month (billed $83.47 at the time of purchase)

NOTE:  Accurate as of 2018 and the fees are subject to change.  These are the fees for unlimited reports, with no free option or individual report available.  Instant Checkmate, regardless of how you use it, will cost money.

While we did find this link, we did see on the terms and conditions page that the company did offer a trial membership plan, which would cost $1 for five days of use, and if you do not cancel within the five days, then you will be automatically billed per month at the current monthly rates.  In some cases, again, according to the same page, the company may offer the opportunity for the purchase of an individual report, said to be $19.99 each, but this will depend on the time of promotion.  With all of this being said, be sure to check for any promotional opportunities before making your purchase to ensure you’re getting the best deal possible at the time.

What’s included in the fee?

According to the official website, they offer a standard report and premium report option, both of which vary with the inclusions and each report will vary depending upon the individual as public records will have varying amounts for each person you search.

The standard report includes personal information (date of birth and phone numbers), any related individual to the individual researched, contact details, their location history, criminal records, traffic violations, vehicle information, social media profiles, FAA pilot licenses, DEA controlled substances licenses, nearby sex offenders and horoscope information.

As for the premium reports, this information may include civil judgments, corporate affiliations, UCC filings, hunting/fishing permits, watercraft ownership, old phone numbers, properties owned, tax liens, any professional licenses on file, foreclosures, weapons permit, foreclosures, nearby neighbors and business associates.

Instant Checkmate reviews

On its official BBB reviews and complaint page, 185 customers gave the company a “negative” review, whereas 9 gave it a “positive” review.  The most common culprit, in regards to the negative review, was in regards to the billing policy, inaccurate results and the hard “cancellation” process.

Via, close to 500 reviewers gave the company a 3.5 out of five-star rating, with the positive reviewers boasting of its easy-to-read layout and the negative reviewers claiming the same problems like the BBB reviews, noting it was hard to cancel and noted multiple inaccuracies.

Top 10 Reviews claimed it was ranked sixth in background check services, with a total 7.68 out of 10 rating.  The major con, as per their detailed guide, was the monthly subscription setup.

Tips to know

Instant Checkmate does note they are not considered to be a Consumer Reporting Agency and you are not allowed to use the service for employment screening, screening household workers, tenant screening, assessing professional services, determining education/scholarship qualifications and/or making a decision about insurance/credit eligibility.   You are allowed to use it to find nearby sex offenders, see who your new neighbors are, learn more about your family members, see the parents of childhood friends, find old friends/classmates, screen new dates and/or check out your own history, to name a few.

Some of the downfalls to the service, as per many of the reviews we read online, is that the company actually pulls much of its information via public records and sources it all in one place, putting it into an easy-to-read report.  For most, you can find a lot of the information you do see on the standard reports on, for example, but this isn’t always the case, however, as you may need to pay to access certain criminal reports, etc.

As of 2018, the company has an A+ BBB rating with 185 negative reviews and 9 positive reviews.

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