How Much Does the FBI Academy Cost?

The Federal Bureau of Investigation Academy is a training facility located in Quantico, Virginia and is where aspiring FBI special agents will kick off their careers.  It is the site of training for new special agents of the United States FBI, and the academy currently has three dormitory buildings and associated facilities.  Those who attend this academy will take party in a variety of training activities both on the field and in the classroom, studying a variety of investigative subjects.  Similar to a police academy, the FBI academy will include demanding physical fitness, defense tactics and the use of firearms.

There is a 21-week long course offered for aspiring FBI agents, but before you can take the training program the FBI offers, you need to first be recruited.

How much does FBI Academy cost?

The FBI has partnered with different universities and schools to provide appropriate learning skills for those who would like to step in as a recruit in the agency.  But according to the official website, only special agents can begin their careers by undergoing an intensive training program at the FBI Academy.  These agents are already employed by FBI and the training in the academy serves as an additional learning ground for them.

FBI Academy overview

Included with the training program is the provision of the training program which starts from basic to advanced training skills offered by the agency.   Once recruited, you will get more information on what is going to be done, where the training will be held, as well as a detailed syllabus.

In order to become an FBI agent, you must be a born U.S. citizen, at least 23 years old and no older than 37 at the time of applying and must have three years of working experience.  Applicants must also hold a Bachelor’s degree from an accredited university.

What are the extra costs?

The FBI National Academy requires a membership that can cost $60.  This is the price for a national member, while $30 is the price for retired membership.  This is not a requirement if you are going to go to the academy.

How can I save money?

The FBI, as mentioned earlier, has partnered up with several institutions that allow their employees to take advantage of outside training opportunities through the FBI’s University Education Program.  Try to find out if you can qualify for scholarship grant as this privilege can provide you the free admission to the academy.  Ask the administrators if you will be eligible for applying so that you will be able to know if you can get in for free.

How Much Does a CBC Blood Test Cost?

A CBC, or a complete blood count test, is a fairly routine laboratory analysis performed on a blood sample, usually extracted from a vein in the arm or hand using a needle.  The main purpose is to help physicians determine your red and white blood cell count, which can help gauge your overall health and help diagnose a variety of health conditions.  A doctor will often recommend this test if you are showing symptoms of anemia or other conditions which may affect your blood cell count.

Second year medical students from the UP by DFAT photo library, on Flickr
Second year medical students from the UP” (CC BY 2.0) by DFAT photo library

How much a CBC blood test cost?

On average, a CBC blood test is going to cost anywhere from $15 to $45 for the test alone.  This won’t include any doctor office visit fees if you were to visit your doctor to have the test done.   The price will depend on where you have the test performed and if any other tests are performed with it.  For instance, a test taken at the hospital will be the most expensive option, costing more than $85, while an online lab can be less than $50 when the lab, such as Quest Diagnostics or LabCorp, mails them the results.

For example,  Medlabusa.com offer the test for a price that ranges from $43 to $48. Another lab that offers the service is YourHealthLab.com, a lab that offers several laboratory tests aside from the CBC blood test.  The CBC blood test here is available for around $30.

Compass Healthcare says this test should cost about $150.

Clear Health Costs performed a study and had found the costs could range from as little as $16 at one diagnostic center to as much as $117 at another lab in the same city.

CBC blood test overview

The CBC test is going to evaluate your red and white blood cells, as well as your platelet count, hemoglobin, and MCH concentration, to detect infections as well as disorders such as anemia.  The red blood cells are the cells that carry oxygen, while your white blood cells are ones that fight infections.  Anemia, as mentioned, is commonly measured by this test since it can show a low red blood cell count if detected.  Anemia is often from a low iron level that has a slow blood loss.

Results can be seen in as little as 48 to 72 hours.

What are the extra costs?

It’s very common for a doctor to order more than one blood test and it shouldn’t come as a shock if your doctor were to order two, three or even four tests at a time.  At $50 to $150 per test, the total costs could surpass more than $600 without any sort of health insurance.

If you opt to visit your doctor to talk about the test and have it taken in the office, an office examination fee will be applied on top of the testing fees.

If the test results come back with a low cell count, additional testing may be required.

Tips to know

Unlike a lot of blood tests, fasting won’t be required.

CBC with or without differential — what is the difference?  If the test has the term “dif,” which means with a differential, it will take a look at all types of white blood cells that are present.  This differential count, in turn, will have individual percentages for each white blood cell type, which includes neutrophils, monocytes, basophils, lymphocytes and eosinophils.  Each one of these types will play a different role when it’s protecting the body. If it has no differential, it will be a basic blood test and none of these percentages will be noted.

How can I save money?

If your doctor suggests that you get a CBC and does it in his office, it will most likely be covered by your insurance.  Check with your provider to see what will be covered and what will not.  If you don’t have a health insurance policy, consider looking for one at eHealthInsurance.com.  Even if you have health insurance, you may find it doesn’t cover much since it may be a high deductible plan.  If this were the case, talk with your doctor to see which blood tests are truly necessary and explain why you want to limit your blood work.  Most doctors will be more than happy to work with your budget and recommend only what they feel is necessary to diagnose your situation.

Online labs will almost always be the best route to go if you want to save money.  Before choosing an online lab, however, make sure they are reputable and licensed to perform the work.

How Much Do Scottish Fold Kittens Cost?

A Scottish fold kitten is a cat breed that is known for its folded ears, a characteristic that’s created by a single dominant gene mutation.  Because of mutation, the ear tends to bend forward toward the head, and many breeders tend to think that these cats have an “owl” look.

Other names for this cat include the Highland Fold, Longhair Fold, and Coupari.  When a straight ear cat is bred with a Scottish Fold cat, there is a 50% chance that the litter will have Scottish fold ears.

Scottish Fold by eviltomthai, on Flickr
Scottish Fold” (CC BY 2.0) by  eviltomthai

How much do Scottish Fold kittens cost?

Since a Scottish fold kitten can come in many different shapes, sizes and colors, the prices are going to greatly vary depending on what kind of kitten you want.  Since these cats are rather rare, the price for one can cost anywhere from $250 to as much as $1,500; however, most purchases will be between the $250 and $500 price range.  Show quality based kittens will be more toward the $1,500 price range.  The ears, surprisingly, play a large effect on the price.  For example, if the cat were to have straight ears like a regular breed, the costs could be half of one that has the distinct folded ears look.

Older cats, which can sometimes be found at a shelter, can cost anywhere from $75 to $350.

For example, a breeder at AmbersSnowCattery.com has a few Scottish Fold kittens that cost anywhere from $300 to $500.

CatBreedsList.com says you should expect to pay around $400 to $600.

What is going to be included in the adoption fee?

A reputable breeder should include registration papers, a health checkup from a reputable vet, a travel crate if being shipped and sometimes, a microchip.  Most breeders and shelters will spay or neuter before offering for adoption, and some breeders may test for Feline Leukemia before making them available for adoption.   Adoption agencies, as well as breeders, may also include a starter package that includes items such as food, toys, coupons and essential accessories.

What are the extra costs?

Purchasing a cat out of state can result in additional shipping fees, whether they fly or drive to meet.  Many breeders prefer to ship their cats through airlines such as Delta and American Airlines, and the cost of shipping a cat can cost anywhere from $175 to $350.

Recurring costs such as routine/surprise vet checkups, cat litter, food, toys, and accessories can cost upwards of $500+ per year for a healthy cat.  This cost could be much higher if your cat were to need surgery or developed a problem such as diabetes.

Tips to know

Its coat is known to be dense, thick, plush and soft.  Common coat colors include black, blue, red, blue, cream and silver.

Males, on average, will weight about three to four pounds more than a female, averaging about seven to 12 pounds, while a female can weigh five to nine pounds on average.

Scottish Fold Munchkins, a name you may see while searching for the “Scottish Fold” breed, is a breed accepted by the TICA as an “experimental” breed; they are often referred to as a Scottish Kilt.  Don’t confuse the Munchkins with the Folds as the Munchkin is a cross between the Scottish Fold and the Munchkin cat.  Breeders cross the two in hopes the ears fold back with the shorter legs of the Munchkin breed.  Another popular cross, although not recognized by the TICA, is the Persian Scottish Fold.

This particular breed has a mellow, laid-back personality and their activity level will greatly depend on their ancestry.

The average lifespan, as long as taken care of properly, can be 11 to 15 years on average.

As for its temperament, it’s known to be extremely sociable, lovable, playful, sweet, intelligent and very affectionate.

This breed is known to be a moderate shedder, and as with any cat, as long as it’s groomed properly, the shedding can be kept to a minimum.

How can I save money?

Check with your local adoption agency or a Scottish Fold rescue, if available in your town, to see if there are any Scottish Fold kittens available.  While rare, you may be able to find a similar kitten for less than $100.  Adoption agencies and rescue groups should always be your number one choice when considering any animal.

How Much Does School Lunch Cost?

No matter which school your child attends, a school lunch is going to be available for purchase. and the cost of a school lunch is going to vary depending on the school’s location, the type of school (elementary, middle, high), the items being purchased and the parent’s income level.

Classic school lunch. Yum. by Ben+Sam, on Flickr
Classic school lunch. Yum.” (CC BY-SA 2.0) by  Ben+Sam

How much does a school lunch cost?

On average, a lunch at school can cost anywhere from $2.50 to $3.50.  These lunches will generally include two to three different choices.  On top of the main meal, additional sides, such as fruit and vegetables, can be added.  Most of the time, middle and high schools will be about 20 to 30 percent more than the elementary school prices.

For example, the Chaparral Elementary in Calabasas, California charges $3.50 per day for lunch, while the Fairfax County Public Schools in Virginia charge $2.65 for lunch and $1.50 for breakfast.

The government has a National School Lunch Program that is a federally assisted meal program that assists children that meet certain income levels.  If a parent meets these income levels, the lunch is either free or less than the standard price.  As of 2017, if your family income was between $31,590 and $44,955, a lunch will be less than $0.40.  If the income is below $28,655, the lunch may be free.

According to SchoolNutrition.org, the average school meal prices across the country widely vary.  At an elementary school, the costs average out to about $2.34, while a middle school has a $2.54 average.  A high school can cost $2.60 per lunch on average.

ATTN.com created an informative infographic showing what the average student pays per state.  According to this infographic, the costs were as little as $0 in West Virginia, District of Columbia, Alaska and West Virginia, while some states were close to $3; however, most states were in the $2.20 to $2.50 range.  One of the most expensive schools, mostly located in Hawaii and California, crossed the $5 per lunch mark.

School lunch overview

Most schools will generally offer up to three meals a day.  For example, some schools may offer a few of the same things each day such as a hamburger, fries and/or pizza.  A calendar is generally handed out at the beginning of the year or at the beginning of the month.  The food schedule can also be found on most official school websites as well.

Some schools will allow students to carry a school debit card, and the meals will be charged to the student’s card.  Upon the end of the end of the month, the bill will be sent to the parent.  Total meal charges for the month can range from $25 to $90 per month, depending on what has been purchased.

What are the extra costs?

Breakfast and additional snacks will be extra, commonly referred to as a la carte.  These can cost anywhere from $0.50 to $2 per each item, on average.  For example, a carton of milk could cost about $0.50, while a cookie could be $0.35.

Adult meals are going to cost around $1 to $2 more than the children’s meal.

How can I save money?

Check with the Federal government program or the school to see if your child qualifies for a lunch.  If you do feel you will qualify, the school will have you fill out paperwork to determine if the household qualifies.

Packing a lunch is not only going to be cheaper, but it is going to be a lot healthier.  While schools are trying to become healthier, some are many years behind when it comes to providing a nutritious meal.

How Much Does a Schnoodle Cost?

A Schnoodle is a mix between a Schnauzer and a Poodle, creating the name, “Schnoodle.”  Since it’s a crossbreed, it can’t be eligible for registries such as the AKC; however, it can be registered with the American Canine Hybrid Club.  Some breeders will cross a purebred Poodle and Schnauzer to create a first generation cross, while others may cross multi-generations, which are known as a backcross.  With these crosses, it can result in different looks and even personalities.

Just like a Schnauzer, a Schnoodle can come in different sizes that range from a miniature to a giant.  On average, these dogs tend to weigh anywhere between seven and 30 pounds and are known to be very well mannered, protective and calm.

Loki by Ms. President, on Flickr
Loki” (CC BY-SA 2.0) by  Ms. President

How much does a Schnoodle cost?

On average, a Schnoodle that is 8 to 16 weeks old can cost anywhere from $550 to $1,850.  Show-quality dogs can cost upwards of $1,200 to $2,000.  The costs, like any other dog, will depend on the breeder, the quality, colors, age, gender, its parents and where you live.

DogBreedsPlus.com says the average new puppy price will be between $450 to $1,800 and the annual fees to take care of the dog will be between $500 to $1,000.

What is going to be included in the adoption fee?

Reputable breeders will always include registration papers, a health check-up report from a vet, a health guarantee and a travel crate if shipped.  Most breeders will also spay or neuter, microchip and include a small starter pack that may include toys, food, how-to guides and coupons.

What are the extra costs?

Shipping can cost anywhere from $200 to $400, depending on the airline and how far it has to travel.  Some breeder can also fly along with the dog to personally hand deliver the dog at your home or the airport.  If going this route, it could be an additional $400 to $800, again, depending on the distance.

As with any dog, factor in the recurring costs such as food, toys, accessories, supplements, vitamins and surprise/routine vet visits.  Any dog owner, even if you have a healthy dog, should budget at least $700 per year.  One-time purchases need to be factored in as well such as the dog crate, microchip, deworming, training and licenses.

The dog is known to be very intelligent; however, experts still recommend obedience training is necessary as a puppy to teach the basic commands such as sit, stay and lay down.  Most beginner puppy courses will be less than $200.

Due to matting and tangling, it’s recommended you take the dog to a groomer at least every six weeks.  It should also be clipped a few times a year.

Tips to know:

It can either have a Schnauzer-like coat, which is wiry and rough, or a softer cost, similar to the Poodle; it can also be a variation of in between.  There are a wide variety of coat colors available, including black and white, sable, gray, apricot, and black and tan.  Breeds may be solid, sable or parti.

The average lifespan, if taken care of properly, can last 12 to 16 years.

A Toy Schnoodle can measure 10 inches tall and will weigh less than 12 pounds.  These breeds are a mix between a smaller toy poodle and schnauzer.  A Giant Schnoodle, on the other hand, is going to be a mix between a larger Poodle and Schnauzer.  The giant breeds can weigh up to 85 pounds.

These breeds tend to be very active and have a very charismatic personality, getting along with just about anyone in sight, including pets.  like the Schnauzer, they are very loyal to their household, owners and are willing to do just about anything to please.

The dogs shed very little and have wiry, coarse hair.  Similar to human hair, it will need a trim every 12 weeks.

This dog does enjoy walks and should exercise at least 30 minutes per day.

As for its character, it’s known to be intelligent, loyal, alert, loving and playful.

This breed is prone to health conditions such as epilepsy, ear infections, diabetes, PRA, skin disorders and Von Willebrand’s Disease.  Due to these health concerns, ask a breeder to see any health clearances to ensure you’re getting the healthiest puppy possible.

Wash the face daily as they are prone to developing reddish-brown tear stains underneath the eyes.

As touched upon above, an F1 Schnoodle will be a 50 percent Poodle and 50 percent Schnauzer cross, while a F1B Schnoodle will be a 75 percent Poodle and 25 percent Schnauzer.  An F2 will be a F1 x F1 and will be 50 percent of each breed.

How can I save money?

Consult with a shelter or Schnoodle rescue, if available, in your area to see if they have older dogs.  While puppies are in higher demand, many opt to ignore older dogs.  Adoption agencies generally adopt out their animals for $50 to $250.  Adoptions should always be on your mind first since it gives a dog a home and supports your local community.  Essentially, paying the prices noted above can be quite the price to pay since it isn’t a “true” breed but rather — a mutt.

Schnoodles are rather easy to find online, so try hard to find a breeder in your area.  This is a great way to save money on shipping and see the dog in person before you purchase.

How Much Do Schnauzers Cost?

A Schnauzer is a dog that originated from Germany in the early 15th century.  This particular breed is known for its bearded snout and salt and pepper colored coat.  The average Miniature Schnauzer can weigh up to 20 pounds, while a Giant Schnauzer can weigh up to 80 pounds.  Most are known to have higher energy levels compared to most other dog breeds out there.  The common types of Schnauzers include a Giant, Miniature, and Standard.

Miniature Schnauzer - Quincy 2 by Theodore Scott, on Flickr
“Miniature Schnauzer – Quincy 2” (CC BY 2.0) by  Theodore Scott

How much does a Schnauzer cost?

On average, a Miniature Schnauzer can cost anywhere from $500 to $2,700.  AKC/show breeds are going to be closer to the $2,000 range, especially if the parents are descendants from a recent champion.  The cost of one will depend on the breeder, the quality, age, the parent’s history and your geographical location.

Standard Schnauzers can cost anywhere from $400 to $1,500, and females will, on average, be more than the males.  Dogs older than two years old can cost anywhere from $75 to $400.

Giant Schnauzers, which can grow up to 80 pounds, can cost anywhere from $400 to $1,600.  Again, older dogs can be purchased for $75 to $300 and AKC/show breeds can be in the thousands.

Adoptions can be much less, often as low as $50 to $250.  The North Carolina Schnauzer Rescue, for instance, charges a $250 to $350 adoption fee.

What is going to be included in the adoption fee?

A reputable breeder will include all health paperwork from a reputable vet, registration papers, a health guarantee, up-to-date vaccinations and a travel crate if it’s going to be shipped.  Breeders, most of the time, will also include a microchip, a spay/neutering, temporary pet insurance, references to professionals in the community and a simple starter kit that may include food and valuable coupons.  All breeders are different, so before signing a bill of sale, be sure to know what’s going to be included in your purchase price.

What are the extra costs?

If the dog has to be shipped via an airline, the costs can range from $200 to $500 depending on how far the dog has to travel.

Recurring costs, such as food, toys, medicine, accessories and routine/surprise vet visits, can cost upwards of $100+ per month on average.  The rescue mentioned above states it can cost up to $650 per year for ongoing costs.

Most Schnauzer owners opt to hire a groomer every six to eight weeks because they want to maintain the distinctive “bearded” look.  The average grooming session, depending on where you live, can cost upwards of $100 to $150.  Regardless of who performs the grooming session, most owners like to keep the ears, head, neck, stomach and underneath the tail neatly trimmed to give the dog a cleaner appearance.  It’s also recommended owners comb the coat daily and wash the face daily after every meal.  The coat will also have to be hand-stripped every six months or so if you show your dog.  Failing do so so may lead to a softer texture, which will force your dog to shed more.

Obedience classes are recommended when young to teach them the basics such as sit, stay and lay down.  As long as your training is consistent and firm, this intelligent dog shouldn’t have a hard time learning these basic commands.

Tips to know

The average lifespan is 12 to 15 years and the breed is known to be prone to serious ailments such as cataracts.  Miniature Schnauzers are also known to develop urinary stones due to a narrow urethra which can be blocked easier.

As stated, because this breed is susceptible to cataracts, any reputable breeder should include an eye and hip checkup certification to show health clearances for both parents.  These health clearances should clear the dog from hip dysplasia and the Canine Eye Registry Foundation should certify the eyes are normal.

The standard Schnauzer will have a wiry, hard and dense coat, often about one to two inches long.  Common coat colors will be either a pure black or a salt and pepper like look, which is a combination of white and black hairs.  A white schnauzer, along with a brown and white, has recently hit the market and is accepted in all FCI countries, even though there is controversy with the white color since the United States, Canada and a few other countries don’t accept this confirmation.

This breed is known to be extremely energetic and will be affectionate to anyone in the household, including children.  They are known to get along with anyone of any age as long as the child/toddler is taught how to handle dogs properly.

Due to the smaller size, this breed can live comfortably in a smaller apartment setting, provided he or she gets enough exercise.  Like any dog, they need 30 to 60 minutes of exercise every day to help release its energy.

Its personality is said to be inquisitive, creative and oftentimes — stubborn.  He or she will be very loyal to their household and owner and loves to be the center of attention.

While it’s not a Schnauzer, there’s a Schnauzer Chihuahua mix, referred to as a Chizer.  Another — the Schnauzer-Shih Tzu mix — is referred to as a Schnau-Tzu.

A term you may come across is a “Blue Merle Schnauzer.”  This kind, according to merleminiatureschnauzers.weebly.com, should be avoided since it has a host of health problems.  According to the blog entry, while the look can be striking, its unique pattern can lead to severe eye and/or hearing issues.  It’s also known to have a defective immune system, which can affect its overall quality of life.

How can I save money?

Check local shelters in your area to see if there are any older dogs for adoption.  Shelters that focus on Schnauzers may  have some available for a lower price and are just looking for a loving family to take them in.  Since these breeds are fairly common, it shouldn’t be that hard to find one.  It’s always best to adopt before even consider a breeder, regardless of how reputable they may seem.

How Much Does an OB GYN Visit Cost?

The OB-GYN has two surgical medical specialties that deal with the female patient’s reproductive organs during their pregnant or nonpregnant state.  Most doctors suggest a visit to the OB-GYN on an annual basis to make sure they are healthy, just like a physical exam.  The price for an OB-GYN visit depends on the procedure that the physician will perform, where the OB-GYN is located and your insurance.

Revisión by Daquella manera, on Flickr
Revisión” (CC BY 2.0) by Daquella manera

How much does an OB-GYN visit cost?

On average, a simple basic OB-GYN visit can cost anywhere from $0 if it’s a preventive visit with insurance to $350 without insurance.  If you have health insurance, there is a good chance your visits will be covered, especially if it’s a preventative visit such as a having a pap smear.  If this were the case, you would only be responsible for your deductible and co-pay.

One of the most common tests done at an OB-GYN is a pap smear.  This test, which is a screening to detect pre-cancerous cells in the cervix, could cost anywhere from as little as $100 to more than $500 to process the test.  Planned Parenthood, for instance, charges about $175 for an all-inclusive exam.  If it’s simply an annual exam, which goes into detail mentioned below, the costs will fall within the range mentioned above.

ClearHealthCosts.com did a study and found OB-GYN visits could range anywhere from as little as $0 to as much as $300, depending on the geographical location and the age of the patient.

According to www.obgyn.ucla.edu, the price for an OB-GYN visit can be anywhere from $90 to $500.  Recurring visits, which could bring the costs up, may be necessary depending on the condition of the patient.

Forum members on HealthBoards.com chimed in and members said they paid anywhere from $130 for a basic visit without lab fees to as much as $294.

OB-GYN visit overview

Depending on the attending physician, the services that will be included can be very different since every situation will vary.  Although the initial services such as diagnosis are included with the payment for the service, an OB-GYN may refer you to a different doctor or specialist to get additional testing done.  With most preventative visits, however, these visits can include an annual pap smear or it may also include the start of a pregnancy.

An annual gynecologist exam (well woman exam), for instance, will first include a routine exam/medical history such as your weight, height and blood pressure.  At this time, you will be able to bring up any concerns you may have.  Following this, the doctor will then exam the breasts for any lumps or irregularities by making gentle circular motions with his or her fingers and the pelvic area for signs of any irritation, infection or sores.  The doctor will then insert a lubricated speculum into the vagina to view the walls and cervix for any irregularities.  Lastly, the doctor will manually examine the reproductive organs by physically feeling the internal reproductive organs to check the size, shape and the position of the uterus.  This process can also help check for swelling and any tenderness.  An annual gynecologist exam, just like a physical, should be done every year.

Pregnancy doctor visits, depending on how far along you are, will include checking your weight, blood pressure and urine, followed by measuring your abdomen, checking the baby’s position and closely monitoring any complications you may have.   Throughout the weeks, blood tests and ultrasounds, which are usually performed with another professional and/or location, will be necessary.

What are the extra costs?

Every additional procedure performed during a visit to the OB-GYN can add to the total cost.   For example, pregnancy tests and human chorionic gonadotropin can cost anywhere from $25 to $50.   Other tests such as blood work and glucose checks can be additional as well, sometimes adding another $50 to $150 to the total.  There are many procedures and/or tests that can be done during a typical visit depending on your condition.

If the visit is due to a pregnancy, the OB/GYN will ask that the patient comes in every few weeks, but toward the end of the pregnancy, a weekly visit may be necessary.  The total costs of the OB/GYN, not including the hospital delivery, can be upwards of $3,000.

How can I save money?

To save on your OB-GYN visit, you may want to check with your insurance provider on whether the OB-GYN services will be covered by your plan.  There will be times that a fee for recurring visits may not even be required since the insurance will pay for it.  If you do not have health insurance, consider eHealthInsurance to get health insurance quotes for free.

If you pay cash up front, consider asking for some sort of discount.  Many doctors are more than happy to offer a discount to those that can pay up front or even set up a payment plan for those who can’t afford it.

For those who meet a minimum income requirement, you may be able to qualify for state aid through Planned Parenthood.

How Much Does Satellite Radio Cost?

Satellite radio, unlike terrestrial radio, relies on satellites in the sky to receive its signal and sends it to your car, home radio or is broadcasted over the Internet.  Because of this, you can receive a radio station just about anywhere in the United States and Canada.

How much does satellite radio cost?

As of 2017, there is only one satellite radio service:  SiriusXM.  As of this moment, they offer three packages:  SiriusXM All Access, SiriusXM Select, SiriusXM Mostly Music and SiriusXM Internet Radio.  Each plan, depending on the package chosen, can cost $10 to $20 per month; however, these prices go down if you purchase your plans annually.  Refer to the table below to see what each plan costs and what it includes.  This price will be the same, regardless of what kind of radio you have.  It will be the same regardless of if it’s a car or a stand-alone system inside your home.  No contracts will be necessary.

For the satellite radio alone, without a subscription, plan on spending anywhere from $40 to $225+, depending on the type of radio you want.  The most popular types of radios include the plug and play; home radio; personal satellite radio you can carry around or one designed for the car’s dashboard.  Depending on the promotion, you may be able to get a radio for free if you’re a new customer.  With most newer cars, the radio should be able to broadcast the satellite radio and no equipment will be necessary.

According to the website SatelliteRadioUSA.com, the cost of a plug and play receiver is going to cost $100 to $150 while the installation kit will be around $40 to $75.  The professional can range from $85 and beyond.

PlanWhat's Included?Price (per month)
SiriusXM A La CarteOnly pick 50 channels (requires special A La Carte-capable radio)$8
SiriusXM All Access175+ channels$20
SiriusXM Internet Radio155 channels (online only)$16
SiriusXM Mostly Music80 channels$11
SiriusXM Select165 channels$16



Satellite radio overview

Each Sirius XM package, just like cable television, will offer its own inclusions.  For example, the highest tiered package — the All Access plan — will include commercial-free music, premium music channels, Howard Stern, Fox News, CNN, every NFL game, NASCAR, every MLB game, every NBA game, every NHL game, traffic, weather and PGA Tour coverage.  The Mostly Music plan will only include the commercial-free music channels and nothing else.

What are the extra costs?

An activation fee, which can oftentimes be waived, will be about $15 per unit if they don’t.  It will be more to activate over the phone when compared to activating it online.

Car kit packages, if it isn’t included with the package or professional installation will cost more on top of buying the receiver.  Most receivers are rather easy to install since they are portable and professional installation won’t be required.  It will simply be a plug and play receiver.  For a professional installation job, the cost can start at $75 and go up from there, depending on the in-dash player you purchase.

Travel Link, which offers additional options in certain vehicle models, can include movie listings, fuel prices, stocks, sports scores and more.  This premium add-on can cost $1.99 per month for Travel Link or up to $8.99 for Travel Link, NavTraffic and NavWeather.

If you choose the A La Carte plan, any channel outside of the Base 50 will be an additional $0.25 per channel.

How can I save money?

The company is always offering a special such as six months for $30 or a full year for less than $60.  Even if you’re a current customer, calling the company can often bring the prices down, especially if you commit to a year or longer.  Those who have had success with saving money have said you have to call in order to see savings.  The Sirius radio phone number is 1-866-635-5027.

The easiest way to save money, according to Money Ning, is simply by paying a full year in advance.  As long as you know you’re going to use it, it could save you up to $40.

For new customers, you should be able to take advantage of the Sirius free trial for 30 days.

A Sirius XM multi-radio discount may apply if you have more than one radio.

Military discounts are available, up to 25 percent off, according to some reports online.

How Much Does a Scaling and Root Planing Cost?

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Scaling, also known as conventional periodontal therapy, is the process where plaque and tartar is removed deep inside the gum pockets, treating and preventing gum disease.  Scaling and root planning is a non-surgical procedure used to treat periodontal disease and will be recommended as a way to treat periodontitis from getting worse.

February 6, 2014 by osseous, on Flickr
February 6, 2014” (CC BY 2.0) by osseous

How much does scaling and root planing cost?

Dentist offices are going to charge per quad, which is one of the four parts of your mouth.  On average, expect to pay anywhere from $70 to $225 per quad.  For a complete scaling and root planing, it can cost upwards of $800 by the time you factor in the cleanings, x-rays, visit fee and procedure.  The cost will depend on the dentist, the complexity of the job, the technique being used, if insurance is involved and where you live.

For instance, someone on Indeed asked if $125 per quadrant was a fair price to pay, and most members of the forum agreed it was a fair price to pay.

According to YourDentistryGuide.com, a scaling and root planing can cost between $140 and $210, and active periodontal therapy, which is a locally administered antimicrobial agent delivered into the gum lines can cost up to $75 per tooth.

Scaling and root planing overview

Scaling will usually require more than one session, and according to Colgate, the session is compared to removing a splinter from a finger.  During the procedure, a local anesthetic will be used to minimize any discomfort and the procedure will involve thoroughly scaling all plaque, tartar deposits and bacterial toxins from the teeth and root surfaces.  The dentist or dental hygienist will either use a manual hand instrument, ultrasonic instrument or a combination of both.

Before the scaling begins, he or she will visually inspect the mouth for any possible periodontal problems, and next, he or she will use their tools to eliminate the plaque underneath the gumlines with the sonic vibrations if using an ultrasonic instrument or they will manually remove (scale) the plaque from the teeth.  Scaling will only be performed when the sulcus depth is 3 mm or greater.

The process can take about one hour per quadrant.

The average patient, depending on the circumstances, may need up to four visits to see desirable results.

After the scaling, the root planning procedure will surface the roots’ surface, preventing the bacteria, tartar and plaque from re-adhering underneath the gumline.

What are the extra costs?

A follow-up will be necessary to check your gums to make sure they are healing properly.  As long as the gums become firm and pink again, further treatment won’t be required; however, if the inflammation is bad, the dentist may recommend that you come back again for another scaling procedure if the first session didn’t improve the results.  At an extreme, periodontal/gum surgery may be required if the results don’t improve.

If not included with the overall cost, the dentist may charge an additional price for the x-rays and dentist office fee.

Since scaling teeth can cause some pain after the procedure has been done, painkillers and/or prescribed medication may be necessary.

Tips to know

If your teeth feel sensitive before and/or after the procedure, then it may be recommended you use a desensitizing paste to provide relief.

Potential risks include bleeding and infection.

How can I save money?

Many dentist offices will have some sort of financing available for those who cannot afford this service.  Check with the office to see what they can do for you.  If you don’t have insurance, consider looking for discounted dental plans on websites such as DentalPlans.com.  These plans work with thousands of dentist offices and can save you as much as 70% off your bill.

Ask if you can break up the procedures in sections.  If this is possible, you can have your procedure spread out over the weeks to make it easier for you financially.

Getting your teeth scaled is already going to save yourself money in the long run as this is going to help prevent gum disease, as well as help prevent other diseases from growing throughout the mouth.

How Much Do Scallops Cost?

Scallops are found all over the world in any ocean and are a common food usually found in seafood restaurants in dishes such as pasta or even just sauteed in butter.

Retailers will either sell the scallops already prepared in the shell or sell it with the muscle intact.  Outside of the United States, scallops are usually sold whole.  The price of scallops depends on the form, quality, quantity, and where you purchase it.

Scallops by matsuyuki, on Flickr
Scallops” (CC BY-SA 2.0) by  matsuyuki

How much do scallops cost?

Smaller scallops, which are known as bay scallops, are going to cost less than a larger scallop.  On average, prepare to spend anywhere from $11 to $35 per pound at a local fresh fish market.  The fresher they are, the more you are going to pay.  At Costco, for instance, a box of two pounds can cost close to $36.

For a bag of frozen scallops commonly found at your local grocery store, the price is going to range anywhere from $6 to $9 per pound.  While these are still considered scallops, the quality is a lot different compared to a fresh purchase.

Diver scallops, which are a sea scallop that has been picked by hand by a diver, can be more ecologically friendly and will be less gritty when compared to a boat-harvested variety.  A dive scallop can be a bit pricier, retailing for close to $40 per pound.

Scallops that have been boiled and canned can cost anywhere from $1 to $3 per can, depending on the ingredients added.  Most canned scallops are commonly soaked in salt to preserve their freshness.

According to some forum members on Chowhound.com, some saw scallops for $29 per pound at Whole Foods, while another saw them for close to $30 per pound in Chicago.

At Shop Rite, one pound of scallops retailed for $18.

Day boat scallops, a popular upscale scallop harvester online, sell them for about $28 per pound and are delivered by hand on location.




Scallop overview

Raw scallops will come either fresh or frozen and will be either handled dry or soaked.  Dry scallops, which is the seafood industry term for natural scallops, won’t be treated for phosphates and will be slightly tan, almost “vanilla” in color.  Unlike soaked scallops, dry scallops won’t have water added to it.  Dry scallops are recommended for searing, and when compared to a soaked version, it has a more natural taste.  Soaked scallops will be soaked in what’s known as a bath of phosphates for the purpose of adding water weight.  When they are exposed to this mixture, the scallops will absorb it and swell, allowing the scallop to gain water weight.  This, in turn, allows the processor to get more money since the weight will be inflated due to this unnecessary water.  When the soaked scallops are cooked, the water will evaporate, shrinking the scallops in size.

What are the extra costs?

Scallops purchased through online retailers will more than likely charge an additional shipping fee if a minimum is not met.  Fresh scallops will have to be shipped using dry ice and will be shipped overnight to preserve the scallop’s freshness.

Tips to know:

For the baking method, keep in mind that scallops can toughen up quickly.  Because of this, you’re going to want to make sure that you watch them at all times while cooking.  To bake, simply throw them in the over for 10 minutes at 375 degrees, and wait until they are white in color before consuming.

To saute the scallops, dip them in milk and lightly dust them with some flour.  Throw some butter in a pan and cook them until they are browned on each side.  Again, don’t overcook them or they will begin to have a rubbery taste and appearance.  Most experts are going to recommend that you saute them for the maximum amount of flavor.

If purchasing on a store shelf or at the local seafood counter, be sure to ask if it was farm raised or wild caught.  The difference between the taste and for health benefits is noticeable, according to the Mayo Clinic.

Even if it’s wild caught, it still doesn’t mean it’s a great choice as you will still want to know where the scallops came from.  Most experts recommend sticking to scallops that came from North America, not overseas in countries such as China and Thailand.

The term U10, which is commonly seen online, will mean there are 10 or fewer to a pound, meaning the scallops will be larger than average.

How can I save money?

Fresh fish markets are not only going to have the best in terms of quality, but their prices are comparable to gourmet websites online.  Why wait two to three days to receive your seafood, when you can get it in person instantly?  Check your local grocery store to see what they can offer as well since some, such as Costco and Sam’s Club, offer seafood and certain days, usually during the weekends.

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