How Much Do Traveler’s Checks Cost?

Although the wide use of debit cards and ATMs have made the use of traveler’s checks decline, they are still quite popular for those who do a lot of traveling abroad.  According to the Federal Reserve data, about $3.3 billion in nonbank traveler’s checks were in circulation, down from $9.2 billion in 1997.

Traveler’s checks are safer than carrying cash because they require identification before they can be cashed or used as payment.  While ATMs may be more convenient since they are faster and are usually in service 24 hours a day, the fees of an ATM can be more expensive than the fees of a traveler’s check.

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