How Much Do Hair Extensions Cost?

Getting hair extensions can add up fairly quick as there are many factors the need to be included in the price if you’re thinking about getting them done.  Factors such as the company performing it, the quality of the hair, the type as well as the length and more all come into play.

How much do hair extensions cost?

On average, the cost of hair extensions will depend on the type you want, quality, the salon you choose, the amount of hair you have and the geographical location.  Extensions can be as little as $300 to more than $3,500.  For example, a popular method, such as the keratin bond extensions, can cost $700 to $1,800, while some stylists may simply charge $3 to $5 per strand.  The average head needs about 200 to 250 strands to put it in perspective.

The first item that affects the price will be the type of hair. On the market, there are five types of hair:  synthetic, non-remy, remy human hair, remy human hair with the cuticle and virgin cuticle hair.  The higher the quality, the longer the hair lasts.  Synthetic hair is a low quality fake hair, while real human hair will come in various forms.

Type of Hair ExtensionsCost Range
Babe Hair Extensions Cost$1,000 to $1,500
Cold Fusion Hair Extensions Cost$1,500 to $2,500
Dream Catchers Hair Extensions Cost$500 to $1,500
Fusion Hair Extensions Cost$1,000 to $2,500
Great Lengths Hair Extensions Cost$800 to $1,200
Hotheads Hair Extensions Cost$800 to $1,100
Keratin Hair Extensions Cost$1,500 to $3,500
Klix Hair Extensions Cost$500 to $800
Micro Bead Hair Extensions Cost$250 $450
So Cap Hair Extensions Cost$1,000 to $1,500
Tape in Hair Extensions Cost$500 to $800

Hair extensions overview

A consultation should be included in the beginning.  This is generally a free analysis to give a good estimate on what the whole process is going to run cost-wise.

Extensions can be done in various ways.  They can be braided in, glued in, woven in or clipped in.  Depending on the method, most jobs will take three to six hours to complete.

Include with the cost should be the hair and labor.  Every salon will have its own billing policies.

After the extensions are 100% done, a salon may include complimentary hair products.

What are the extra costs?

An extra application may be needed in the near future after the first application is done.  Remember, hair extensions don’t last forever.

Some products may be required such as special shampoos.

To get them removed in the future, this will be an additional cost as well since it can take up to two hours to do so.

As the regular hair grows, a haircut may be needed.  This will be the cost of a normal haircut.  Most extensions won’t last more than six months.

Adding highlights or styling the hair as if it were a haircut can be an additional cost.

Types of hair extensions:

Clip-in

Known as a damage free option, this method can be applied within minutes, but you should keep in mind it’s a temporary solution.  As the name notes, these extensions simply clip in the hair and last more than a year if taken care of properly.

Fusion/Pre-Bonded Micro extensions

This method will be installed strand by strand, and it can take hours to apply.  Also known as fusion extensions, these extensions will be fused on the actual hair using a hot tool.  Since these methods are installed by the strand, it can be very expensive.  This method also requires a lot of upkeep and appointments.  These methods last up to six months.

Tape-in

These extensions are the most requested methods at most salons.  This method uses real human hair and can add length and/or volume.  Lasting about three months, this application is quick and will last no more than 60 minutes.

Tips to know:

Always make sure the person performing the extensions is a licensed cosmetologist.  This will work to your advantage since they will be trained for the process.

Always be sure to work with a procedure they know.  Most will practice one type of procedure, so it may not be ideal to go outside of their comfort zone.

Talk with at least two to three different salons to see what they can do.  Most will be more than happy to give an estimate over the phone.

Extensions can do more than just add length; they can add volume as well.

Before getting your hair extensions, know what they are made of.  As noted above, the quality of the hair is extremely important since cheaper synthetic hair can only last months, while real virgin hair can last years.

Watch the weight or the hair since heavier hair can cause the strands to break off.

Hair extensions pros and cons

ProCons
It can add length and volume.As you can see with the prices above, the costs can be in the hundreds or thousands.
You're able to add color and any chemicals like it's your own hair.You will have to take great care of the hair to make sure it's worth your investment.
It can make your hairstyle look a lot different.Adding more hair means you have more hair to work with each morning when you get ready.
The hair is real - you can style it as if you grew it naturally.It can take a while to get used to it if you have never had them before.
Make your dreams a reality. If you see a style you like online, a stylist can make it work.For the first few days, your hair can feel heavier.
Looks natural and no one will notice they are extensions.You may be at the salon for hours.
If taken care of, they can last a long time.Some glues and adhesives may be unhealthy for your hair.
Some methods are 100% safe.Fusion hair extensions may get damaged if you use a hair dryer often.
May not last long if you don't take care of it properly. This could be a big loss if you spent $1,000+

How can I save money?

Compare at least three salons.  When talking with them, look at before and after pictures, and ask about the stylist’s credentials.  All states don’t require licenses.

Check for various discount cards.  Many salons offer frequent member cards, and also assist senior citizens with discounts as well.

Look into going to a beauty school.  Many schools will do many services for a fraction of the costs.

Some salons will allow you to bring extensions into their salon.  Consider purchasing the hair extensions outside of the salon and bringing them in.  By doing this, you should be able to save a few extra dollars.  Make sure you call ahead of time to make sure you can do something like this.

Consider doing it yourself.  While the process can be tricky, there are many hair extension kits on the market.  Most of these run a little more than $100.  Clip-on extensions are the cheapest option since they can be taken off within minutes.

Some stylists may offer a complimentary touch-up down the road or initial haircut.  Speak with your stylist to see if any offers are available.

What it will generally cost:

How Much Does Gallbladder Surgery Cost?

Did you know that getting your gallbladder removed is one of the most common procedures done throughout the world?

Getting your gallbladder removed is actually a fairly simple procedure that shouldn’t take more than a few hours.  The recovery time in the hospital isn’t that long either, only requiring a one or two day stay.  The surgery is done to treat gallstones that may cause symptoms.

How much is the cost of gallbladder surgery?

In the United States of America, the typical surgery is going to range anywhere from $11,500 to as much as $50,000 without insurance and no complications.  We were able to call up six hospitals across the United States and was able to receive an “estimate” over the phone.  With this study, we acted as if we had no health insurance policy.

For example, a clinic located in Chicago, IL charges $9,800 for the entire surgery.  A hospital located in Texas charges $22,000 for the entire surgery.  Geographical location can greatly affect the price of the surgery.

With insurance, the price is going to depend on many variables such as the deductible, co-pays and more.  Consult with your insurance company as well as the hospital to get a fairly good idea on what it will cost you.

JibberJobber.com noted the expenses he was billed.  In total, he was able to pay $10,000 after negotiating with the hospital.

StatePrice Range
California$55,000
Florida$44,000
Maryland$12,000
New Jersey$42,000
North Dakota$17,000
Utah$18,000

Gallbladder surgery overview

A hospital stay may be required depending on the complication.  This may or may not be added on top of the price of the surgery price.  A procedure, such as laparoscopic surgery, may only require a 12-hour stay.  Regardless of the procedure, it shouldn’t take longer than two hours to perform and is an outpatient procedure.

There are two common procedures:  laparoscopic and open. The laparoscopic method won’t cut into the abdominal muscles and tends to be less painful, while an open procedure will be more invasive.

Before the procedure even begins, your blood will be drawn to make you’re an eligible candidate. During the procedure, a slight incision will be made in the abdomen.   After this incision has been made, the abdomen will be inflated with air so the surgeon can see clearly.  Inserting a scope that is attached to a video camera, the surgeon will use a video monitor to guide the instruments to make incisions to the gall bladder.  Once the incision has been made, the gall bladder will be removed.

What are the extra costs?

Each hospital will have its own billing policy, but be prepared to pay separate fees for the operating surgeon, ER doctor, a pathologist, anesthesiologist and radiologist.

After the surgery is completed, medication may have to be prescribed.  This is going to be outside of your surgery costs.  The pricing for medication is going to vary depending on if you have insurance or not.

If the surgery is complex, an overnight hospital stay may be required.  On average, it costs up to $1,000 – $2,000 alone to stay overnight in a hospital without insurance.

Tips to know:

Common side effects that happen after the surgery may include things such as pain in your shoulder, muscle aches, diarrhea and some minor inflammation.  It can take up to two weeks to go back to normal activities.

While it’s a low-risk surgery, some of the risks involved with this type of surgery may include internal bleeding, infection or small intestine injuries.

What should you expect after gallbladder surgery?  After the surgery, you will be taken to a recovery room for observation.  Here, they will take your vital signs and make sure you’re healthy enough to go home.  Once you’re given the go-ahead, you will be given instructions on how to care for your incisions, your limits and what you should do to recover properly.  Depending on your situation, it can take up to six weeks to resume normal activities.

What can you eat after gallbladder surgery?  Try to avoid anything fatty or spicy such as high-fat meats, cheese, pizza, butter or creamy soups.

How can I save money?

Talk with a doctor to explore other options.  There can be alternatives that may not require surgery itself.  Be sure to always talk with your family doctor before deciding on the surgery itself.

Highly consider going to another country.  Countries, such as India and Mexico, can save you at least 80%.  If you do decide to go this route, be sure to do so at your own risk.

Check with local hospitals to see if they offer some sort of financial program.  For those that meet certain income requirements, the hospital may be able to knock a percentage off the total bill.  Cash discount options may also be available to those that pay up front with cash.

Check with your local state to see if you qualify for Medicaid.  If your family meets certain requirements, the state may be able to pick up the bill for you.

Cash paying patients without insurance can often save 30 to 40 percent off their bill.

How Much Does an Ear Piercing Cost?

Many factors will come into play when you need to get your ears pierced.  Some factors include the company performing the piercing, how many that are going to be done and more.

Chloe gets her ears pierced - receiving by lorenkerns, on Flickr
Chloe gets her ears pierced – receiving” (CC BY 2.0) by lorenkerns

How much does an ear piercing cost?

To get each ear pierced, the average price is going to range from $5 to as much as $25.  The cost will depend on the retailer/professional, if jewelry will be included and the number of piercings you need at once.  Some retailers, such as Claire’s, will do it for free if you purchase a starter kit, which retails for about $25.

To get both ears pierced, a company may include a special discount.  This price range will vary from $15 to $100+.

To get more than 2 piercings in one sitting, the price will vary from $5+ per ear.

Ear piercing types

Anti-tragus

Similar to the tragus, it will be done on the outer side of the ear, the opposite of the ear’s tragus.

Auricle

This piercing is pierced through the middle part of the outer rim of the ear.

Conch

A conch piercing will puncture through the cartilage, and there are two types available:  the inner and outer.

Daith

Done on the innermost cartilage fold, this piercing will pass through the ear’s cartilage, similar to the tragus piercing, but the position will be different.

Double lobe piercing

As the name states, this is a double piercing in the earlobe.  One piercing will be placed in the standard area, while the other will be placed a pinch higher.  With this piercing, some opt to include a stud or ring.

Forward Helix

Similar to the helix, this will be positioned near the upper part of the ear, but it will be in the inner part of the ear.

Graduate Lobe

This is a combination of three piercings which gradually go up the lower lobe of the ear.

Helix

This piercing will be done at the upper and outer part of the ear.

Industrial

A variation of the two helix piercings, this is done by placing two holes in the upper and in the inner and outer part of the ear.

Rook

This unique piercing is done by perforating a hole on the upper inner part of the ear.

Snug

A snug piercing is in the inner ear, adjacent to a helix piercing.  It may also be referred to as an anti-helix.

Standard lobe piercing

This is the most original piercing.  The earlobe will be the softest part of the ear and will cause the least amount of pain.

Tragus

The term “tragus” comes from the tragus of the ear, which is the smaller flap of cartilage over the earlobe.

Transverse

This is done by piercing horizontally at an angle rather than directly into the ear.

Ear piercing chart

ear-piercing-chart

Courtesy:  PiercingTime.com

Ear piercing overview

Piercings can be done at a local retailer or tattoo parlor.

Before the piercing starts, the artist will disinfect the area to ensure that it is as clean as possible.  This will also help prevent any types of bacteria from entering your system.

A care package should be included once the procedure is done.  This will include after-care instructions.

Some companies may also include a coupon or a free set of earrings.

What are the extra costs?

An ear cleaning kit may need to be purchased afterward.  This should cost less than $10.

Upgrades for jewelry after the procedure is done will cost extra.

Most of the time, jewelry will have to be purchased afterward.  Jewelry, such as earrings, can range anywhere from $10 to $200+ depending on the type of jewelry.  Claires.com has a guide on what their earrings cost in their store.  For example, they have a 3mm ball made of 14kt yellow gold that retails for $36.50.

Tips to know:

When considering getting your ears pierced, make sure that you research the company.  Doing a quick search online can yield some good results in terms of reviews as well as how clean the company is.  Oftentimes, it may best to choose a local professional who specializes in piercings rather than the big retailers.

Once your ears are pierced, plan on rubbing the newly pierced area with rubbing alcohol for a few days.  Be sure to avoid touching the area.  The entire healing process can take up to eight weeks.

Be sure to check the earring each and every morning to ensure that it isn’t becoming infected or tangled with the ear.

Be sure to change your pillowcases before going to bed so no bacteria is present on your old sheets.

When should you pierce babies ears?  Experts recommend you should wait until your baby has received two tetanus vaccines and when they are old enough to take care of their piercings.

Types of ear piercing jewelry:

Banana Barbell

This is similar to a barbell.  One side will have a permanent ball, and the other side will have a ball that screws in.  The barbell will have a slight curve.

Captive Bead Ring (CBR)

This is a ring that has a gap to the left.  This ring will be inserted into the ear.  It will sit in the gap once the jewelry is in the ear.

Plugs

These are short cylinder-shaped piercings that have flared ends or rubber rings that hold them in place.

Studs

Known as one of the most popular pieces of jewelry, this stud has a butterfly clip back that clips through the ear.  These types can easily become clogged with hair and dirt.

How can I save money?

Most artists will give discounts on those that have more than one piercing.

Repeat customers may also receive a discount.

Browse for coupons in the local newspaper, or look for special deals going on at the time.

Bigger groups may also get a discount.  Try to go to the shop with more than one person to see if they will offer a deal.

Some stores may offer a piercing for free for those who purchase the jewelry in their stores.

How Much Does a Dachshund Cost?

A dachshund is a long bodied dog that has shorter legs, belonging to the hound family.  Originally bred to scent and chase, the Dachshund has become a very common animal in the United States.   Many professional dog breeders choose to breed Dachshunds as they see a great return on their investment.  The average Dachshund litter is anywhere from three to as many as eight plus puppies.

Dachshund by strollers, on Flickr
Dachshund” (CC BY-SA 2.0) by  strollers

How much does a dachshund cost?

Your typical Dachshund puppy that is AKC or CKC registered, and the owner can provide proof of the papers, will charge anywhere from $300 to as much as $750.  A male Dachshund may be around the $250 to $500+ range.  The cost will depend on the type, quality, age, breeder and your geographical location.

If the parents aren’t registered and the breeders don’t have certified papers, the puppy can range anywhere from $50 to $200.

Older dachshunds that are over the age of two to five can commonly be found at local shelters.  Some shelters rely on donations, while others can be adopted for less than $100.

A breeder, such as Aiello’s Long Haired Dachshunds, located in Upper Michigan, has puppies available for $400 to $500.  A discount can be provided if you plan to spay or neuter the dogs.

What is going to be included in the adoption?

If the dog is AKC certified, the owner should be able to provide you with the papers.  You will want to keep these papers for future reference in case you decide to breed the dogs yourself.

Most reputable sellers will include all its first shots and medical records.

Some sellers will include pet insurance and a money-back guarantee if you’re unsatisfied with your purchase.  All breeders will have their own inclusions and policies, so make sure you know about these before committing to the purchase.

What are the extra costs?

Purchasing a dog online may incur shipping charges.  Shipping charges on an animal via FedEx, etc will be around $200 – $350 depending on the size of the dog in general.

Most sellers will ask for a deposit up front.  This deposit will be included in the final price tag once the purchase is finalized.

If the dog doesn’t come equipped with its shots or a medical checkup, a vet visit will be necessary to ensure that the dog is up to par with its health.  A typical vet checkup will range anywhere from $50 to $150.

Standard start up items such as a water bowl, kennel, leash, dog food, toys and more will be required.

Tips to know:

There are three different dachshund sizes:  the miniature, standard and toy.  The miniature will measure 11 to 13 inches and can weigh up to 11 pounds.  The standard breed can measure up to 14 inches and can weigh up to 26 pounds.  Lastly, a toy breed can measure up to 11 inches and will weigh up to eight pounds.

A dachshund generally doesn’t shed much compared to other breeds.  Colors, such as black and tan, tend to shed more than any other color.

These breeds commonly have a problem with being overweight.

A dachshund is a very hard dog to house train.  Consider investing into something such as a doggie door.  Long-haired Dachshunds are known to be easier to train than a smooth- or wire-haired.

If adopting a dog from a breeder, be sure to get all the necessary paperwork to ensure that it’s registered and has had the proper shots.

This breed can tire easily while exercising, so it’s best to spread out its exercise for the day.

As for the dachshund temperament, it is known to be reserved; however, if it’s around a stranger, it may bark if it feels uncomfortable.  Known to also be bold and outgoing, this breed can misinterpret its size, commonly going against dogs three to four times its size.  This breed can be very outgoing and loyal to its family, making a nice companion.

As for its lifespan, this breed can live 12 to 15 years if taken care of properly.

Smooth and long-haired dachshund puppies should be brushed weekly to remove tangles.  Wirehaired dachshunds should be plucked twice a year.

Dachshund colors may include black, tan, brown, reddish-brown and black-tan.  The coat can either be long, smooth or wire.

This breed is known as the top 10 most popular breed in the United States.

How can I save money?

Be sure to compare puppy prices via a few sites online.  Try out websites such as Craigslist, PetFinder.com, etc.

Try to purchase your Dachshund puppy locally so you don’t have to pay shipping fees.

If you don’t mind adopting an older dog, find animal shelters that specifically deal with this breed or check the county animal shelter.  For instance, the Happy Tails Dachshund Rescue, located in Arizona, offers these dogs for adoption.

How Much Does a Background Check Cost?

If you own your own company, or maybe you want to do some research on a person that you know, a background check may be something that you’re interested in obtaining.  A background check is a way to find information on a history of finances, criminal records, public information, as well as bankruptcies, employment and more.

How much does a background check cost?

A background check will usually come in various packages which has different types of information.  It will also depend on if you want to take the DIY approach or use a full-service background service.  A background check, on average, can range anywhere from $10 to $55 if you use the DIY approach.  The more you add, the more complex it can be, which will increase the costs.  Refer to our chart below to see what each type of background check can cost.  Using a full-service company can cost about $50 to $120 per report.

According to businessnewsdaily.com, full-service companies typically charge $50 to $100 per report, and it can take up to two days to complete.

For a simple background check, which includes a criminal history and past addresses, this could cost about $10 to $20.

Business background checks that are done by professional businesses can cost upwards of $100 depending on the amount of information that is needed.

Companies, such as Monster, offer services a la carte.  You can choose from records such as a motor vehicle records check for $10 or a terrorist watch list check for an additional $10.

Type of Background CheckCost
County Court Search$10 to $20
Criminal Database Search$10 to $20
Driver's License Search$3 to $15
Education Verification$5 to $15
Employment History Verification$5 to $15
Federal Criminal Search$8 to $20
Identity Verification$2 to $4
Professional License Verficiation$5 to $15
Statewide Criminal Search$7 to $22
Sex Offender Search$0 to $5
Tenant Eviction Records$5 to $10
Terrorist Watch List$0 to $6
CompanyPrice Range
BeenVerified$23
CJIS Background Check$15 to $30
eVerify$20
HireRight Background Check$29.95 to $69.95
Instacheck Background Check$25
Intellicorp Background Check$16
Intelius Background Check$20 to $50
NICS EZ Check$0 to $5
Orange Tree Employment Screening$18
PeopleSmart Background Check$20 to $40
PeopleWise$9 to $25
US Search Background Check$19.95
Verispy$20

Background check overview

A criminal background check should include information such as the person’s criminal history (misdemeanors and felonies), sex offender status, if they are on a terrorist watch list, aliases, maiden names, traffic violations, phone numbers, social security number verification and previous addresses.  Depending on the complexity of the report, it may also include bankruptcies, driving records, employment records, professional licenses held, military records and credit scores.

Newer background check companies can also show things, such as Twitter and Facebook accounts, as well as links to news stories and pictures.

What are the extra costs?

Depending on who you go through, you will find that other background check based companies online, such as Intelius, will charge you extra for various options.  This a la cart based system will allow you to pick and choose what you want to be added to your reports.

Additional items, such as a motor vehicle check, criminal records check, employment verification, healthcare sanctions check and terrorist watch list, can cost extra.  Each company will have its own billing policies.

Tips to know

Watch out for some companies online that try to trick you into signing up for trials.  These trials will bill your credit card on a monthly basis.  Be aware of what you’re purchasing at checkout.

Some state laws and the Fair Credit Reporting Act require you get written or electronic consent from the person you’re looking to get a background check on.  This often applies to those who are looking for a job.

Many DIY background check companies aren’t FCRA-compliant, and if you look at the terms of service, it will state they are not to be used for pre-employment screening purposes.  It’s also important these services abide by the Fair Credit Reporting Act.

When using a full-service company, the results can be longer than a DIY setup.  Ask the company how long it will take to see your results.

How can I save money?

Compare at least three to five companies online.  While 99% of them are going to give you the same price, it’s best to find a company that is legit.  Check with the BBB to ensure that you’re working with a company that won’t steal your information.

Look for coupon codes online that can save you money on your report.  For example, Intelius has coupon codes that you can use when you sign up for the first time.

For those that don’t want to spend money on a background check, a site, such as ZabaSearch.com, yields some great results and it doesn’t cost a penny.

Also, do a quick Google search on the person.  A search can bring up older newspaper articles, Facebook accounts and more that you can view for free.

If you only want to know certain things, consider a company that allows you to pick and choose the reports you want.  Many companies will bundle a bunch of reports you don’t need, while some will allow you to pick out certain ones.

How Much Does It Cost to Get Taxes Done?

Every year during tax time, many people worry about whether they are preparing the tax return correctly.  In order to stop your confusion, you may want to have a company such as H & R Block do it for you.

How much are income tax preparation fees?

The cost of tax preparation fees can vary based on how much you make, whether or not you have to itemize, and the company you choose.  It can also vary according to how many people you have living in your household and what city you live in.  As you can see, there are a lot of factors involved.  The cost to prepare the basic tax forms can cost as little as $25-$50.  Tax returns with multiple deductions can cost $50-$100 while tax returns with itemization can cost $100-$350.

In 2015, the National Society of Accountants surveyed stated that the average return was around $229.  A Schedule C, which is used for profit and losses from a business added an additional $212.  A schedule E, which is for rental real estate and supplemental income added an additional $190 and a Form 7061 which is used for federal estate tax can cost upwards of $2,000.  See our chart below for more additional charges.

For example, a user located in New York City had a professional complete their taxes for $350.  This included both the federal and state returns.  For another user located in Portland, Oregon, the cost ranged from $170 to $250.

A professional company, such as H&R Block, will charge anywhere from $29 to $120 to complete the entire tax forms for an individual.  This price will greatly depend on the geographical location.  A city, such as New York City, is going to cost a lot more than a place in the middle of Iowa.

The average 1040 that has a schedule A should be around $200 to $350.  The average 1040 with a state return could cost $100 to $225.

Professional CompanyType of ReturnCost
H&R BlockState and Federal$0 to $130
Jackson HewittState and Federal$0 to $150
Liberty TaxState and Federal$0 to $400
Private PartyState and Federal$0 to $200

Note:  These fees were conducted by calling the offices.  $0 can happen only if you meet certain income requirements.  All prices aren’t exact.  Please call directly for a quote in regards to your personal circumstances.

Online Preperation SoftwareVersionFederal Price (Simple 1040)State Price
At Home (TM) H&R BlockFree$0$28
efile.comFree Federal$0$20
Liberty Tax (eSmart)Basic$0$20
Tax Hawk's FreeTaxUSAFree$0$10
Jackson HewittBasic$0$30
Tax ACTFree$0$15
TaxSlayerFree$0$14
TurboTaxFree$0$29

Note:  Prices above are as accurate of 2016.  Some free software packages are limited to those who meet certain income requirements.

What is going to be included in the estimates?

The tax consultant will go through all of your paperwork and fill out your 1040 and any other additional forms correctly.  They will then figure what you will be getting back from both state and federal.  A good tax consultant will provide you with clear instructions on what they did, what you need to do and if there’s anything you can do to recieve a larger refund.  Once your taxes are done, you should receive a copy of your tax forms.

Most tax consultants also send in your tax return for you or file it online.

What are the extra costs?

Some companies charge a fee as discussed above,but only have it apply to either state or federal.  They will then charge another fee to file the other.

Adding on other items, such as a child, home and business, can all make the taxes complicated.

Some accountants may charge an additional fee for those who have an additional side business.  If you own a business, this return can be completely separate from the personal return.

If any problems happen with the IRS, such as an audit, the accountant may charge additional fees for representation.

Since most schedules and forms can be extra, here’s a chart to give you a good idea how much an accountant may charge:

Type of Schedule / FormAverage Additional Cost
Schedule 1040A$70 to $100
Schedule 1040$100 to $200
Schedule C$100 to $200
Schedule D$5 to $10 per transaction
Schedule E$60 to $200 per rental
Schedule F$100 to $200 each
Schedule M$10 to $20
Schedule SE$10 to $20
Form 706$200 to $400
Form 990$400 to $700
Form 1116$10 to $20
Form 1120(s)$450 to $800
Form 1065$400 to $800
Form 2106$10 to $20
Form 2441$10 to $20
Form 2555$20 to $35
Form 3903$10 to $20
Form 4562$20 to $35
Form 4684$10 to $20
Form 4797$20 to $35
Form 4952$10 to $20
Form 5405$20 to $45
Form 6198$10 to $20
Form 6251$10 to $20
Form 6252$40 to $75
Form 8253$10 to $20
Form 8824$40 to $80

Tips to know

Remember, if you live in Alaska, Florida, Nevada, South Dakota, Texas, Washington or Wyoming, you won’t have to pay any state taxes.

When choosing an accountant, look at the preparer’s professional designations.  A CPA, attorney and Enrolled Agent are all a big plus.

Always make sure your preparer has a Preparer Tax Identification Number, also known as a PTIN.  All paid tax preparers are required to have this number.

Look at the reviews online to see what other people are saying about your preparer.  Are there any reviews?  If so, what are people saying?

See if your accountant does this part-time or full-time.  If they only do it part-time, you may have a hard time getting ahold of them in the offseason.

If you were to get audited, see what your accountant will do to help you out.  Some may charge extra, while others will help you at no charge.  It also doesn’t hurt to ask them about their audit experience.

How can I save money?

You can file a free return online through the IRS or through services such as Turbo Tax.  If you have a fairly easy return, this is a good option.  However, if your return is complex, you may be better off to pay a professional.  For those who have a simple return that only requires a 1040-EZ, it may be ideal to completely bypass the professional as filling out a tax return for this type of form is rather easy to do.

Even if your taxes seem complicated, TurboTax and H&R Block make the process a lot easier with their downloadable software.  For less than $200, you will simply answer the questions as you fill out your return.

If your AGI (adjustable gross income) falls under a particular threshold, you may qualify for a free return.  Calculate your AGI to see if your return would qualify.

How Much Does It Cost To Rent A Piano?

If you or someone in your home is learning to play the piano, but you are not sure if it is going to be long term or not, renting a piano may be a better option than purchasing.  Piano rentals are widely available.  The cost of your rental will be determined by the type of piano, the company and the length of your rental.

Piano by Powellizer, on Flickr
Piano” (CC BY-SA 2.0) by  Powellizer

How much is it to rent a piano?

To rent an older upright piano, which would be perfect for a child just learning how to play, you will pay about $30 per month – about $360 per year. These fees won’t include the delivery, tuning and moving fees.

Renting a higher quality upright piano will cost about $50 to $100 per month, while renting a grand piano will cost around $100 to $150 per month.

One-time rentals can cost anywhere from $50 to $250 depending on the event, type of piano, distance traveled, and length of the event.

For example, PianoRentals.com located in California, offers many various packages that can start at $36 to as much as $150 per month.  They offer a Kawai piano that can be rented for $36 per month, and the Yamaha Baby Grand rents out for $89 to $149.

Another company, such as Amadeus Piano Co, Inc., have upright pianos that can be rented out for as low as $29.99 per month, and baby grand pianos that start out at $99 per month.

Renting a piano overview

Companies will often offer the following types as rentals:  baby grand, upright, digital, player and hybrids.

Inclusions will vary by dealer.  Some include a piano bench and help with moving the piano, but others may charge extra for these services.  Be sure to find out what’s going to be included when paying the rental fee.

Some companies include the tuning.  Some companies may charge extra for this service as well as dictate which company you must use to tune the piano.  (Most likely theirs if they offer the service.)

If a repair is required that is out of the renter’s control, the company will be able to replace it or fix it for free according to the agreement.

What are the extra costs?

If the things listed above are not included, they will be considered extra costs.

Most companies have a minimum rental agreement, and most start at three months.  If you break your contract early or discontinue the rental without sufficient notice, you will probably be charged a termination fee.

Just as with any per-month payment, late payments will usually result in late fees.

Additional tools, such as learning material and a bench, can be rented out as well.

If a lesson is required, piano lessons are going to cost extra by an expert.  See: “How much do piano lessons cost?

A tuning may be required by the manufacturer at least once a month.  Additional tunings can cost anywhere from $15 to $30 extra.

A moving fee may be an additional fee to consider.  This moving fee can start at $50 go to as much as $500 depending on the size and complexity of the move.   For example,  stairs can add more to the cost

Upgrading the piano at a future date can increase the cost.

Tips to know:

Renting a piano gives you the opportunity to test out a piano before you purchase one.

Many rental companies may apply the rental payments toward the purchase of a newer piano.  Each company is going to vary, so be sure to ask to see if a plan such as this is offered.

Remember, when renting a piano, you will have nothing to show for once the contract is complete.  If you’re serious about your piano playing, consider purchasing a used one.

Marthabeth.com says you should be wary of dealers who want to rent pianos on the brink of being thrown in the dump.  All pianos should be in working order.  Also, she advises you should be careful when dealing with dealers who also sell pianos.  If you were to rent one from this sort of dealer, they may be pushing a piano they make an attractive commission on.

Read the contract closely to know exactly what you’re responsible for in terms of fees.

How can I save money?

Many companies offer special discounts such as the last month free if you sign up for one year in advance.

Discounts may be available for referrals.

How Much Do Piano Lessons Cost?

If you would like your child to learn how to play the piano, or if you are looking to learn yourself, piano lessons will be your best option.

When deciding on a teacher and on a price you’re willing to pay, you should take a few things into account.  First, what are the qualifications of the teacher?  How long has he or she been teaching and what is the level of their education?  Secondly, you should talk to a few of their students and see what success they have had in the past.  Finally, you need to decide what the purpose of piano lessons is – are you hoping your child will go somewhere with piano playing someday or are you just allowing the child to learn something new and be well rounded?

Piano by Powellizer, on Flickr
Piano” (CC BY-SA 2.0) by  Powellizer

How much are piano lessons?

The price for piano lessons in the United States can range anywhere from $25 per 30 minutes to up to $100 per hour.  This price range is comparable to the price in other countries as well.  The most commonly paid and charged price is $25 per 30 minutes.  For a teacher that may have a Master’s or Doctorate degree, this hourly rate can go up.  We talked with a few piano teachers around the United States and came up with some quotes.  You can view them in the table below.

For example, if the teacher has a master’s degree, the piano lesson cost can be as high as $60 per half hour.

The Eastman Community Music School, for example, charges $40 per hour for an intern or $58 per hour for a teacher.

For a beginner or a small child, lessons that are longer than a half an hour will probably be too much.  Hour-long sessions should be used for more advanced players.

Most people offer piano lessons once a week, sometimes twice.

For do-it-yourself lessons, books and DVDs can start at $10 and go up from there depending on the type of lesson purchased.  There are also online websites that can offer virtual lessons for a minimum monthly fee.  For example, Alfred’s Teach Yourself To Play Piano retails for $20 to $30.

According to the website ParentsMusicGuide.com, the lessons can range anywhere from $15 to as much as $100 per hour.

Teacher's LocationLengthPrice
Columbus, Ohio30 minutes$35
New York City, New York30 minutes$65
San Diego, California60 minutes$55
Virginia Beach, Virginia30 minutes$55

Factors that affect the price:

Experience

Teachers with advanced degrees will likely charge more, while a college student may ask for a lower rate.

Geographical Location

Like most things, the geographical location can play a role.  Larger cities, such as Los Angeles, will cost more than Iowa.

Place

If the teacher has to come to your home, the cost will be higher due to the traveling.  For those who visit the teacher directly, the cost can be lower.

Piano lessons overview

Learning to play the piano should include learning how to read music as well as learning the notes on the piano.  There are two types of methods that teachers use.  One method, known as the Suzki method, will allow you to play by ear.  The traditional method is by reading notes in a book.

Most lessons include practicing specific songs as well as finger exercises that help with coordination.

Most teachers will assign a specific amount of practice time to be completed each week.

When a teacher arrives either at your residence or the student arrives at the facility, the teacher will have a lesson plan ready.

What are the extra costs?

Because children learn more quickly than adults, lessons for adults can sometimes be more expensive.

While some teachers may lend the student a few piano books, most require that you purchase piano books according to your level of play.  This can cost $5-$15 per book.

In order to practice playing the piano, you will need to have access to a piano.  Pianos can be rented or purchased.  For more information on purchasing a new piano, read “How Much Does a New Piano Cost.”  Purchasing a lower-end piano can be done for less than $200.

Some teachers may offer the student the opportunity to play in a recital or concert.  These type of events may have a participation fee that starts at $5.

Tips to know:

Before hiring a teacher, ask them what their experience and education background is.  This will give you a good idea on what they can do for you in terms of lessons.  A cheap lesson with an inexperienced teacher can really show.

Ask for referrals and ask to see a sample lesson guide to give you a good idea on what you’re going to be able to learn.

Ask the teacher what kind of method he/she uses.  Some of these methods will include Traditional, Alfred’s and more.  Each method is unique in its own way.

How can I save money?

One way to save money on piano lessons is to teach yourself how to play.  There are many books that you can use, such as Alfred’s Teach Yourself to Play Piano (Book and DVD). Learning on your own is going to take a lot of discipline, but it can be worth it if the right materials are purchased.

Consider talking with a college student to see if they can offer music lessons at a discounted rate.  Check with local colleges or even online through sites such as Craigslist.

Many teachers will be more than happy to give a discount to those that pay in bulk.

If you’re unsure of who teaches in your area, you may want to use service such as HomeAdvisor.com to find the best price possible.

Some teachers will off your discounts if you purchase in bulk.  For example, if you were to purchase 12 lessons ahead of time, this could save you up to 20 percent.

How Much Does a Baby Crib Cost?

It’s no doubt that one of the most essential pieces of furniture for a baby is the crib.

A crib is usually used until the child is about 3 years old, depending on the maturity of the child and the setup of your home.  Since you will be using the crib for a long period of time, even longer if you plan to have more than one child, it is important to choose your crib wisely.

Crib by valentinapowers, on Flickr
Crib” (CC BY 2.0) by  valentinapowers

How much does a baby crib cost?

The average consumer will spend $150 to $800 on a baby crib.  The price can vary depending on the type of material used to build the crib, the design, the brand, type of crib, the retailer, and if any extra features are included such as a drawer or the ability to convert to a bed.  Refer to our table below to see what popular cribs cost.  Usually, the fancier you want it, the more you’re going to pay.

A basic crib made from composite wood materials, such as the Graco Lauren Classic Crib, will cost $150-$200.

A basic convertible crib, which converts easily to a twin-size headboard and frame, will cost about $200-$400.  For example, the DaVinci Kalani Convertible Crib will cost about $250.

A specialty crib, such as the Europa Baby Palisades, can cost up to $1200.

Babble.com notes you could spend up to $2,000; it all depends on how fancy you want to get.

Brand/StorePrice Range
Babies R Us Crib Sets$175 to $500
Babyletto Cribs$275 to $700
Burlington Coat Factory Baby Cribs$130 to $400
Ikea Cribs$119 to $250
Kmart Baby Cribs$110 to $600
Target Baby Cribs$300 to $650
Walmart Crib Sets$120 to $400
Westwood Cribs$175 to $600



Types of cribs

Standard crib

A standard crib will come with four set sides and slates.  While these cribs may be standard, it doesn’t mean it will be plain and boring; in fact, they come in many styles.  These cribs tend to be no-frills and will be the cheapest option.

Convertible baby crib

These cribs are designed to grow with your baby.  A “convertible” crib can do just that — it will convert as your baby grows old.  This means the crib can eventually turn into a toddler or daytime bed.  Pay close attention to the name of the crib since this will give you an indicator at how many times it can convert.  For example, a 4-in-1 convertible crib can convert four times.  These beds can last most of your child’s life and will tend to be the most expensive option.

Portable baby crib

A portable crib allows you to move the crib easily from one room to another.  This crib can fold and will have wheels at the bottom to allow you to slide it anywhere you wish.  These cribs are a nice idea for homes with limited space and even allows you to bring the baby anywhere you are in the house.

Travel crib

A travel crib is designed for those who want to take their crib on the road.  This crib can fold up and can be easily stored in a to-go bag.  Usually made of aluminum, most well-made cribs can be set up in less than a minute.

Multipurpose crib

This type of crib is more than a crib as it will usually include a piece of furniture built into it.  This may include a changing table or even a dresser.  This type of setup works well for those who have limited space and don’t want to have furniture laid out everywhere.

Baby crib overview

Common finishes may include black, cherry, dark, espresso, gray, natural and white.

Most cribs will be made from either wood, metal, plastic or a fabric-type material.

Cribs can come in all sorts of sizes; however, the standard crib size is 52 by 27.8 inches.

All cribs should come with an adjustable side rail and adjustable mattress height.

A manual with assembly and usage instructions will be included.

Name brand cribs will come with a limited warranty that can last upwards of 10 years.

Tips to know:

When purchasing a crib, make sure that the crib meets the government’s minimum requirements.  To educate yourself on the safety regulations of a crib, visit the Consumer Product Safety Commission – and be sure the crib you choose follows these regulations.

If purchasing a crib used, always be sure to check the recalls from the past as some sellers are either misinformed or may try to sell hoping the buyer won’t do the necessary research.

Two of the most common cribs will either come with a drop-down gate side or a side that is permanent.  Drop-down cribs are now illegal because of safety standards, so be sure to stay away from these types of purchases.

Research the crib’s height and weight maximum.  If you plan on using this crib throughout your child’s first two years, it’s essential to consider a crib that will hold a toddler’s weight.

Compare at least three different brands through various stores in store as well as online.  Major retailers such as Babies R Us and Buy Buy Baby have a good selection to choose from.

It’s best to plan ahead.  Try to make it a goal to purchase your crib during your third trimester.

Measure the amount of space available in the baby’s room.  You will want to make sure you’re getting a crib that fits comfortably.

The distance between the crib’s slats should be no more than 2 3/8 inches wide.

What are the extra costs?

A crib mattress will be necessary as well.  These crib mattresses must also meet the standards of the CPSC and can range anywhere from $50-$200.  For example, the baby Sealy posturpedic mattress will cost $100.

In addition to the mattress itself, a mattress pad will also be necessary.  Most people choose to buy at least two mattress pads so they do not have to rush to do the laundry between bedtime and nap time.  Mattress pads cost $10-$20 each, and these pads should fit snugly and be waterproof.

A bed set, which usually includes a sheet, comforter, blanket, and bumper pads, can cost $50 to $200.  Crib sets are commonly found with designs such as zoo animals or characters.

A crib tent is ideal for older toddlers to ensure that they can’t flip out of the crib when they get older.  Crib tents can cost anywhere from $35 to $80.

Since most cribs need to be assembled, you could leave it up to the store or a professional to do the dirty work for you.  Most assembly jobs will cost $100 to $200.

While optional, many parents opt to purchase a teething rail that can be placed on the crib’s rail.  Since most cribs are made of wood, the last thing you want to have happen is see your child get a splinter from teething on the wood.  Remember, this rail will be mouth level with your baby as they begin to stand up.

Highest rated baby cribs online

Top brands to consider:

Davinci

Delta

Graco

Sorelle

Storkcraft

How can I save money?

For those on a budget, using websites, such as eBay or Craig’s List, can help you find a nice used crib.  It is suggested that you purchase your own new mattress and mattress pad.  When looking at a used crib, pay close attention to the condition.  If it seems like it has a lot of wear and tear, it could potentially be unstable for your child.

If shopping with a retailer, check for coupons online.  Retailers, such as Babies R Us, commonly have coupons that can help save 20% off an item.

How Much Do Wedding Invitations Cost?

One of the essentials of planning a wedding is sending out the invitations.  It is also important to send out reply cards in order to get a count of how many people will be attending.  Wedding invitations can be a large expense or can be quite cheap, depending on your creativity and budget.

wedding invitation card by tamburix, on Flickr
wedding invitation card” (CC BY-SA 2.0) by  tamburix

How much are typical wedding invitation prices?

The cheapest wedding invitations available are do-it-yourself kits.  These can be found for $1-$2 per invitation through services such as WeddingBellInvitations.com.  At an average of 100 invitations, this will cost between $100-$200.  However, this will also take a lot of time – to those who believe that “time is money” – this may not be the best option.

More complex and fancier do-it-yourself wedding invitations, which are also harder to make, will be between $3-$4 per invitation.  This same price range applies to the cheaper end of the invitations you can order through a print shop or website such as WeddingPaperDivas.com.  At an average of 100 invitations, this translates to a total cost of $300-$400.

The most expensive invitations, which may include fancier decorations and specialty papers, can cost up to $6 per invitation and can be found through services such as InvitationConsultants.com.  This results in a total cost of around $600.

Type of DesignCost Range
Design Studio:  These invitations tend to be hand drawn or custom made.  These designers can either be found online or in high-end stationary stores.$1,000 to $2,500 per 100 invites
Stationery Stores:  You will be able to design your own invites with the help of a professional.  This company will print your ideas onto invitation card, along with a response card and envelopes.$5 to $8 per invite
Online Invitation:  Online-only retailers will allow you to either customize your own invites or use templates you're able to design on your own.$3 to $5 per invite
DIY:  This can be done by downloading a template online and printing the invites at home on specialty paper.$1 to $2 per invite

We looked at a handful of companies and was able to get the following quotes:

CompanyPrice Per Wedding Invitation
Bed Bath and Beyond Wedding Invitations$0.65 to $8 per invitation
Birchcraft Wedding Invitations$100 to $660 per 100
Checkerboard Wedding Invitations$125 to $800 per 100
Costco Wedding Invitationsstarts at $0.69 per card
Evite Wedding Invitationsfree
FedEx Kinkos Wedding Invitations$30 per 20
Michaels Wedding Invitations$0.54 to $4 per invitation
Papyrus Wedding Invitations$56 to $70 per 25
Sams Club Wedding Invitations$0.68 per invitation
Shutterfly Wedding Invitationsstarts at $1.49 per invitation
Snapfish Wedding Invitationsstarts at $0.55 per invitation
Vistaprint Wedding Invitationsstarts at $0.52 per invitation



Factors that affect price:

Type

As noted on the chart above, the type of invite can bring the price up a lot.  The simpler you are with your design, the less you will have to pay.

Design

Basic stock designs that are found at the store will cost a lot less than a design that has to be customized by a professional.

Quantity

The more you need, the more you’re going to have to pay.  Keep in mind that bulk purchases can bring the per-invite price down.

Quality

The print quality, just like the type will bring up the price.  For example, a high-quality engraved printer can offer a higher quality print job.  Also, adding accessories to your cards, such as a bow or jewel, can bring the fees up.

Additions

Sending save the date cards and direction cards can increase the invite price by more than $1.

Where to buy invites:

Stationery

Find a local craft or stationery store that can print the invites on the spot.  This is a great way to make sure that the final print is to your liking.

Printer

Many independent printers will be more than happy to work with your needs.  This is a great way to customize your prints in person.

Online

While online services can offer a lower price, it doesn’t mean it will be a great deal.  If shopping online, just make sure that you know about the reputation and quality of the invites.  If ordering online, you will want to allow a lot of time for the order to arrive.  If any revisions are needed, this will give you the opportunity to fix them.

Designer

If you want something unique and special, you may want to consider a graphic designer.  Once the design is done, you can ship it off to the printer to get the final product.

Wedding invitations overview

While each company may differ, a set of wedding invitations usually includes the actual invitation with any specified decorations, a coordinated envelope (some contain an outer and inner envelope, others do not), an RSVP card, and an RSVP return envelope.

The personalization of your printed wedding invitation will be included – you will usually have the choice of font and color of ink.

Most online sites include free shipping on orders over a certain amount.

What are the extra costs?

There are some services that allow you to completely design your own wedding invitation.  This can cost up to $10 per invitation, or it may have a one-time design fee, usually around $50, in addition to the price of the invitations.

In order to send out the wedding invitations, you must also put stamps on them.  A stamp currently costs $.44, which translates to a cost of $44 per 100 invitations.  However, you must also apply a stamp to the RSVP return envelope, so each invitation will cost two stamps – this results in a total cost of about $88.

Some people also choose to send out “save the date” cards.  Since wedding invitations are usually sent out only 6-8 weeks in advance, these save the date cards allow the recipients more time to plan.  These are usually sent out a few months in advance.  Save the date cards usually cost $.50-$1 each, and will also need a stamp.

Tips to know:

Keep your eyes peeled on the extras.  The extras, such as bows and extra layers of paper, can really add up.  If you want to save money on your invites, it’s best to keep it simple.

Consider a package deal that includes everything in it such as the envelope, the invites and response cards.  This is a great way to get a package deal for a reasonable price.

Before the invites are ordered, get a second set of eyes to re-read the invites.  Make sure that there are no spelling errors.

Watch the weight of the invites.  If the invitations weigh too much, additional postage rates can apply.

It doesn’t hurt to throw in a few additional invites.  That way, if some get lost or ruined, you will have a few to use as an extra.

How can I save money?

Do it yourself invitations are definitely the cheapest option.  It is possible to find some really great deals on printed invitations by shopping around online, especially if you are buying more than the average number of invitations.  However, if you don’t know what you’re doing, the costs could add up, according to womangettingmarried.com.

Some people choose to save on wedding invitation cost by having people RSVP to an email address or phone number rather than sending a reply.  This saves on the cost of the actual invitation as well as on the stamp.

Consider going to shops such as Kinkos or Costco.  These type of places may have templates for those who want to create the invitations on their own.  There are also various catalogs and Internet sites that can offer a deal as well.

If you want to design your invites online, VistaPrint.com is a great option to consider too.

Browse Etsy sellers to see if you can find a lower cost alternative.

Consider skipping the reception or direction cards to save $1 to $2 per card.

Standard sized invitation cards will cost less than stock paper with an odd design.

Sending out postcards for your “save the date” cards can save you money since postage will be cheaper.

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